WallStSmart

Dollar Tree Inc (DLTR)vsGrand Canyon Education Inc (LOPE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Dollar Tree Inc generates 1655% more annual revenue ($19.41B vs $1.11B). LOPE leads profitability with a 19.5% profit margin vs 6.6%. LOPE appears more attractively valued with a PEG of 1.09. LOPE earns a higher WallStSmart Score of 66/100 (B-).

DLTR

Strong Buy

65

out of 100

Grade: B-

Growth: 6.0Profit: 6.5Value: 7.3Quality: 5.0
Piotroski: 6/9Altman Z: 1.82

LOPE

Strong Buy

66

out of 100

Grade: B-

Growth: 6.0Profit: 9.5Value: 4.7Quality: 7.3
Piotroski: 3/9Altman Z: 7.84
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DLTRUndervalued (+26.4%)

Margin of Safety

+26.4%

Fair Value

$169.84

Current Price

$97.11

$72.73 discount

UndervaluedFair: $169.84Overvalued
LOPESignificantly Overvalued (-45.6%)

Margin of Safety

-45.6%

Fair Value

$110.08

Current Price

$169.07

$58.99 premium

UndervaluedFair: $110.08Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DLTR2 strengths · Avg: 9.0/10
Return on EquityProfitability
31.7%10/10

Every $100 of equity generates 32 in profit

P/E RatioValuation
16.1x8/10

Attractively priced relative to earnings

LOPE3 strengths · Avg: 9.7/10
Operating MarginProfitability
35.1%10/10

Strong operational efficiency at 35.1%

Altman Z-ScoreHealth
7.8410/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
28.2%9/10

Every $100 of equity generates 28 in profit

Areas to Watch

DLTR3 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.824/10

Grey zone — moderate risk

Profit MarginProfitability
6.6%3/10

6.6% margin — thin

Debt/EquityHealth
1.513/10

Elevated debt levels

LOPE1 concerns · Avg: 3.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : DLTR

The strongest argument for DLTR centers on Return on Equity, P/E Ratio. PEG of 1.12 suggests the stock is reasonably priced for its growth.

Bull Case : LOPE

The strongest argument for LOPE centers on Operating Margin, Altman Z-Score, Return on Equity. Profitability is solid with margins at 19.5% and operating margin at 35.1%. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bear Case : DLTR

The primary concerns for DLTR are Altman Z-Score, Profit Margin, Debt/Equity. Debt-to-equity of 1.51 is elevated, increasing financial risk.

Bear Case : LOPE

The primary concerns for LOPE are Piotroski F-Score.

Key Dynamics to Monitor

DLTR profiles as a value stock while LOPE is a mature play — different risk/reward profiles.

DLTR carries more volatility with a beta of 0.74 — expect wider price swings.

DLTR is growing revenue faster at 9.0% — sustainability is the question.

DLTR generates stronger free cash flow (970M), providing more financial flexibility.

Bottom Line

LOPE scores higher overall (66/100 vs 65/100), backed by strong 19.5% margins. DLTR offers better value entry with a 26.4% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Dollar Tree Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Dollar Tree is an American chain of discount variety stores that sells items for $1 or less, headquartered in Chesapeake, Virginia.

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Grand Canyon Education Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Grand Canyon Education, Inc. provides educational services to colleges and universities in the United States. The company is headquartered in Phoenix, Arizona.

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