WallStSmart

Dollar Tree Inc (DLTR)vsRocky Mountain Chocolate Factory (RMCF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Dollar Tree Inc generates 73582% more annual revenue ($20.07B vs $27.24M). DLTR leads profitability with a 8.0% profit margin vs -19.8%. DLTR earns a higher WallStSmart Score of 63/100 (C+).

DLTR

Buy

63

out of 100

Grade: C+

Growth: 7.3Profit: 7.5Value: 6.7Quality: 5.5
Piotroski: 6/9Altman Z: 2.51

RMCF

Avoid

27

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 6.7Quality: 3.5
Piotroski: 2/9Altman Z: 0.42
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DLTRUndervalued (+19.9%)

Margin of Safety

+19.9%

Fair Value

$156.08

Current Price

$118.17

$37.91 discount

UndervaluedFair: $156.08Overvalued
RMCFUndervalued (+48.4%)

Margin of Safety

+48.4%

Fair Value

$5.31

Current Price

$0.90

$4.41 discount

UndervaluedFair: $5.31Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DLTR3 strengths · Avg: 9.3/10
Return on EquityProfitability
47.1%10/10

Every $100 of equity generates 47 in profit

EPS GrowthGrowth
197.2%10/10

Earnings expanding 197.2% YoY

P/E RatioValuation
16.1x8/10

Attractively priced relative to earnings

RMCF1 strengths · Avg: 8.0/10
Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

DLTR2 concerns · Avg: 2.5/10
PEG RatioValuation
1.644/10

Expensive relative to growth rate

Debt/EquityHealth
2.241/10

Elevated debt levels

RMCF4 concerns · Avg: 2.8/10
Market CapQuality
$9.30M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
2.003/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-67.2%2/10

ROE of -67.2% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : DLTR

The strongest argument for DLTR centers on Return on Equity, EPS Growth, P/E Ratio.

Bull Case : RMCF

The strongest argument for RMCF centers on Price/Book.

Bear Case : DLTR

The primary concerns for DLTR are PEG Ratio, Debt/Equity. Debt-to-equity of 2.24 is elevated, increasing financial risk.

Bear Case : RMCF

The primary concerns for RMCF are Market Cap, Debt/Equity, Piotroski F-Score. Debt-to-equity of 2.00 is elevated, increasing financial risk.

Key Dynamics to Monitor

DLTR profiles as a value stock while RMCF is a turnaround play — different risk/reward profiles.

RMCF carries more volatility with a beta of 0.74 — expect wider price swings.

DLTR is growing revenue faster at 7.0% — sustainability is the question.

DLTR generates stronger free cash flow (676M), providing more financial flexibility.

Bottom Line

DLTR scores higher overall (63/100 vs 27/100). RMCF offers better value entry with a 48.4% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Dollar Tree Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Dollar Tree is an American chain of discount variety stores that sells items for $1 or less, headquartered in Chesapeake, Virginia.

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Rocky Mountain Chocolate Factory

CONSUMER DEFENSIVE · CONFECTIONERS · USA

Rocky Mountain Chocolate Factory, Inc., is a confectionery franchisor, manufacturer and retail operator. The company is headquartered in Durango, Colorado.

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