WallStSmart

Dollar Tree Inc (DLTR)vsRocky Mountain Chocolate Factory (RMCF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Dollar Tree Inc generates 71718% more annual revenue ($19.75B vs $27.50M). DLTR leads profitability with a 6.5% profit margin vs -16.6%. DLTR earns a higher WallStSmart Score of 59/100 (C).

DLTR

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 6.5Value: 6.7Quality: 6.0
Piotroski: 6/9Altman Z: 2.48

RMCF

Avoid

24

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 6.7Quality: 3.5
Piotroski: 2/9Altman Z: 0.41
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DLTRUndervalued (+17.6%)

Margin of Safety

+17.6%

Fair Value

$151.64

Current Price

$108.80

$42.84 discount

UndervaluedFair: $151.64Overvalued
RMCFUndervalued (+50.5%)

Margin of Safety

+50.5%

Fair Value

$5.54

Current Price

$1.68

$3.86 discount

UndervaluedFair: $5.54Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DLTR1 strengths · Avg: 10.0/10
Return on EquityProfitability
34.2%10/10

Every $100 of equity generates 34 in profit

RMCF1 strengths · Avg: 8.0/10
Price/BookValuation
3.0x8/10

Reasonable price relative to book value

Areas to Watch

DLTR2 concerns · Avg: 3.0/10
Profit MarginProfitability
6.5%3/10

6.5% margin — thin

Debt/EquityHealth
1.233/10

Elevated debt levels

RMCF4 concerns · Avg: 2.8/10
Market CapQuality
$14.76M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.513/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-67.2%2/10

ROE of -67.2% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : DLTR

The strongest argument for DLTR centers on Return on Equity. PEG of 1.43 suggests the stock is reasonably priced for its growth.

Bull Case : RMCF

The strongest argument for RMCF centers on Price/Book.

Bear Case : DLTR

The primary concerns for DLTR are Profit Margin, Debt/Equity.

Bear Case : RMCF

The primary concerns for RMCF are Market Cap, Debt/Equity, Piotroski F-Score. Debt-to-equity of 1.51 is elevated, increasing financial risk.

Key Dynamics to Monitor

DLTR profiles as a value stock while RMCF is a turnaround play — different risk/reward profiles.

DLTR carries more volatility with a beta of 0.66 — expect wider price swings.

DLTR is growing revenue faster at 7.2% — sustainability is the question.

DLTR generates stronger free cash flow (392M), providing more financial flexibility.

Bottom Line

DLTR scores higher overall (59/100 vs 24/100). RMCF offers better value entry with a 50.5% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Dollar Tree Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Dollar Tree is an American chain of discount variety stores that sells items for $1 or less, headquartered in Chesapeake, Virginia.

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Rocky Mountain Chocolate Factory

CONSUMER DEFENSIVE · CONFECTIONERS · USA

Rocky Mountain Chocolate Factory, Inc., is a confectionery franchisor, manufacturer and retail operator. The company is headquartered in Durango, Colorado.

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