Dollar Tree Inc (DLTR)vsTAL Education Group (TAL)
DLTR
Dollar Tree Inc
$97.11
+1.47%
CONSUMER DEFENSIVE · Cap: $18.88B
TAL
TAL Education Group
$11.12
+2.49%
CONSUMER DEFENSIVE · Cap: $6.55B
Smart Verdict
WallStSmart Research — data-driven comparison
Dollar Tree Inc generates 545% more annual revenue ($19.41B vs $3.01B). TAL leads profitability with a 17.6% profit margin vs 6.6%. TAL appears more attractively valued with a PEG of 0.43. TAL earns a higher WallStSmart Score of 74/100 (B).
DLTR
Strong Buy65
out of 100
Grade: B-
TAL
Strong Buy74
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+26.4%
Fair Value
$169.84
Current Price
$97.11
$72.73 discount
Margin of Safety
+88.3%
Fair Value
$101.86
Current Price
$11.12
$90.74 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 32 in profit
Attractively priced relative to earnings
Growing faster than its price suggests
Attractively priced relative to earnings
Revenue surging 31.5% year-over-year
Earnings expanding 536.0% YoY
Reasonable price relative to book value
Areas to Watch
Grey zone — moderate risk
6.6% margin — thin
Elevated debt levels
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : DLTR
The strongest argument for DLTR centers on Return on Equity, P/E Ratio. PEG of 1.12 suggests the stock is reasonably priced for its growth.
Bull Case : TAL
The strongest argument for TAL centers on PEG Ratio, P/E Ratio, Revenue Growth. Profitability is solid with margins at 17.6% and operating margin at 9.0%. Revenue growth of 31.5% demonstrates continued momentum.
Bear Case : DLTR
The primary concerns for DLTR are Altman Z-Score, Profit Margin, Debt/Equity. Debt-to-equity of 1.51 is elevated, increasing financial risk.
Bear Case : TAL
No major red flags identified for TAL, but monitor valuation.
Key Dynamics to Monitor
DLTR profiles as a value stock while TAL is a growth play — different risk/reward profiles.
DLTR carries more volatility with a beta of 0.74 — expect wider price swings.
TAL is growing revenue faster at 31.5% — sustainability is the question.
DLTR generates stronger free cash flow (970M), providing more financial flexibility.
Bottom Line
TAL scores higher overall (74/100 vs 65/100), backed by strong 17.6% margins and 31.5% revenue growth. DLTR offers better value entry with a 26.4% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Dollar Tree Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
Dollar Tree is an American chain of discount variety stores that sells items for $1 or less, headquartered in Chesapeake, Virginia.
Visit Website →TAL Education Group
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China
TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.
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