F&G Annuities & Life Inc. (FG)vsUnum Group (UNM)
FG
F&G Annuities & Life Inc.
$27.17
-0.86%
FINANCIAL SERVICES · Cap: $3.83B
UNM
Unum Group
$86.84
+2.27%
FINANCIAL SERVICES · Cap: $14.82B
Smart Verdict
WallStSmart Research — data-driven comparison
Unum Group generates 122% more annual revenue ($13.34B vs $6.01B). FG leads profitability with a 8.9% profit margin vs 5.9%. FG trades at a lower P/E of 7.5x. UNM earns a higher WallStSmart Score of 67/100 (B-).
FG
Strong Buy67
out of 100
Grade: B-
UNM
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 30.7%
Revenue surging 30.7% year-over-year
Reasonable price relative to book value
Earnings expanding 33.0% YoY
Areas to Watch
Weak financial health signals
Earnings declined 64.2%
ROE of 7.2% — below average capital efficiency
5.9% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : FG
The strongest argument for FG centers on P/E Ratio, Price/Book, Operating Margin. Revenue growth of 30.7% demonstrates continued momentum.
Bull Case : UNM
The strongest argument for UNM centers on Price/Book, EPS Growth. PEG of 1.03 suggests the stock is reasonably priced for its growth.
Bear Case : FG
The primary concerns for FG are Piotroski F-Score, EPS Growth.
Bear Case : UNM
The primary concerns for UNM are Return on Equity, Profit Margin, Piotroski F-Score.
Key Dynamics to Monitor
FG profiles as a hypergrowth stock while UNM is a value play — different risk/reward profiles.
FG carries more volatility with a beta of 1.29 — expect wider price swings.
FG is growing revenue faster at 30.7% — sustainability is the question.
FG generates stronger free cash flow (741M), providing more financial flexibility.
Bottom Line
FG scores higher overall (67/100 vs 67/100) and 30.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
F&G Annuities & Life Inc.
FINANCIAL SERVICES · INSURANCE - LIFE · USA
FGL Holdings sells individual life and annuity insurance products in the United States. The company is headquartered in Des Moines, Iowa.
Unum Group
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Unum Group is a Chattanooga, Tennessee-based Fortune 500 insurance company formerly known as UnumProvident.
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