MGIC Investment Corp (MTG)vsTiptree Inc (TIPT)
MTG
MGIC Investment Corp
$26.01
+0.50%
FINANCIAL SERVICES · Cap: $5.61B
TIPT
Tiptree Inc
$16.41
+0.92%
FINANCIAL SERVICES · Cap: $720.54M
Smart Verdict
WallStSmart Research — data-driven comparison
Tiptree Inc generates 71% more annual revenue ($2.07B vs $1.21B). MTG leads profitability with a 60.8% profit margin vs 2.4%. MTG appears more attractively valued with a PEG of 0.40. MTG earns a higher WallStSmart Score of 65/100 (C+).
MTG
Buy65
out of 100
Grade: C+
TIPT
Hold48
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+33.2%
Fair Value
$40.95
Current Price
$26.01
$14.94 discount
Margin of Safety
-125.6%
Fair Value
$7.82
Current Price
$16.41
$8.59 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 61 of every $100 in revenue as profit
Strong operational efficiency at 74.2%
Reasonable price relative to book value
Attractively priced relative to earnings
Areas to Watch
3.9% earnings growth
Weak financial health signals
Revenue declined 0.9%
Smaller company, higher risk/reward
2.4% margin — thin
Expensive relative to growth rate
Earnings declined 56.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : MTG
The strongest argument for MTG centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 60.8% and operating margin at 74.2%. PEG of 0.40 suggests the stock is reasonably priced for its growth.
Bull Case : TIPT
The strongest argument for TIPT centers on Price/Book, P/E Ratio.
Bear Case : MTG
The primary concerns for MTG are EPS Growth, Piotroski F-Score, Revenue Growth.
Bear Case : TIPT
The primary concerns for TIPT are Market Cap, Profit Margin, PEG Ratio. Thin 2.4% margins leave little buffer for downturns.
Key Dynamics to Monitor
MTG profiles as a declining stock while TIPT is a value play — different risk/reward profiles.
TIPT carries more volatility with a beta of 1.20 — expect wider price swings.
TIPT is growing revenue faster at 9.3% — sustainability is the question.
MTG generates stronger free cash flow (230M), providing more financial flexibility.
Bottom Line
MTG scores higher overall (65/100 vs 48/100), backed by strong 60.8% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
MGIC Investment Corp
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
MGIC Investment Corporation offers private mortgage insurance, other mortgage credit risk management solutions, and ancillary services to lenders and government-sponsored entities in the United States, Puerto Rico, and Guam. The company is headquartered in Milwaukee, Wisconsin.
Tiptree Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Tiptree Inc., underwrites and manages specialty insurance products primarily in the United States. The company is headquartered in New York, New York.
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