WallStSmart

General Mills Inc (GIS)vsHerbalife Nutrition Ltd (HLF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

General Mills Inc generates 265% more annual revenue ($18.37B vs $5.04B). GIS leads profitability with a 12.0% profit margin vs 4.5%. HLF appears more attractively valued with a PEG of 0.62. GIS earns a higher WallStSmart Score of 53/100 (C-).

GIS

Buy

53

out of 100

Grade: C-

Growth: 4.7Profit: 6.5Value: 4.7Quality: 4.3
Piotroski: 3/9Altman Z: 1.99

HLF

Hold

45

out of 100

Grade: D+

Growth: 3.3Profit: 5.5Value: 8.0Quality: 6.5
Piotroski: 3/9Altman Z: 2.10
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GISSignificantly Overvalued (-76.2%)

Margin of Safety

-76.2%

Fair Value

$27.81

Current Price

$36.17

$8.36 premium

UndervaluedFair: $27.81Overvalued
HLFOvervalued (-10.7%)

Margin of Safety

-10.7%

Fair Value

$14.96

Current Price

$15.30

$0.34 premium

UndervaluedFair: $14.96Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GIS3 strengths · Avg: 9.0/10
P/E RatioValuation
8.8x10/10

Attractively priced relative to earnings

Return on EquityProfitability
23.6%9/10

Every $100 of equity generates 24 in profit

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

HLF3 strengths · Avg: 9.3/10
P/E RatioValuation
7.0x10/10

Attractively priced relative to earnings

Debt/EquityHealth
-4.5410/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.628/10

Growing faster than its price suggests

Areas to Watch

GIS4 concerns · Avg: 2.8/10
Altman Z-ScoreHealth
1.994/10

Grey zone — moderate risk

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
11.742/10

Expensive relative to growth rate

Revenue GrowthGrowth
-8.4%2/10

Revenue declined 8.4%

HLF4 concerns · Avg: 3.0/10
Market CapQuality
$1.58B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
4.5%3/10

4.5% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : GIS

The strongest argument for GIS centers on P/E Ratio, Return on Equity, Price/Book.

Bull Case : HLF

The strongest argument for HLF centers on P/E Ratio, Debt/Equity, PEG Ratio. PEG of 0.62 suggests the stock is reasonably priced for its growth.

Bear Case : GIS

The primary concerns for GIS are Altman Z-Score, Piotroski F-Score, PEG Ratio.

Bear Case : HLF

The primary concerns for HLF are Market Cap, Return on Equity, Profit Margin. Thin 4.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

GIS profiles as a declining stock while HLF is a value play — different risk/reward profiles.

HLF carries more volatility with a beta of 0.85 — expect wider price swings.

HLF is growing revenue faster at 6.3% — sustainability is the question.

GIS generates stronger free cash flow (296M), providing more financial flexibility.

Bottom Line

GIS scores higher overall (53/100 vs 45/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

General Mills Inc

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

General Mills, Inc., is an American multinational manufacturer and marketer of branded consumer foods sold through retail stores. It is headquartered in Golden Valley, Minnesota, a suburb of Minneapolis.

Herbalife Nutrition Ltd

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

Herbalife Nutrition Ltd. offers nutrition solutions in North America, Mexico, South and Central America, Europe, the Middle East, Africa, and Asia Pacific. The company is headquartered in Los Angeles, California.

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