WallStSmart

General Mills Inc (GIS)vsCoffee Holding Co Inc (JVA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

General Mills Inc generates 18172% more annual revenue ($18.37B vs $100.54M). GIS leads profitability with a 12.0% profit margin vs 1.9%. JVA appears more attractively valued with a PEG of 0.89. JVA earns a higher WallStSmart Score of 65/100 (B-).

GIS

Buy

53

out of 100

Grade: C-

Growth: 4.7Profit: 6.5Value: 4.7Quality: 4.3
Piotroski: 3/9Altman Z: 1.99

JVA

Strong Buy

65

out of 100

Grade: B-

Growth: 8.7Profit: 5.0Value: 10.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GISSignificantly Overvalued (-76.2%)

Margin of Safety

-76.2%

Fair Value

$27.81

Current Price

$36.17

$8.36 premium

UndervaluedFair: $27.81Overvalued
JVAUndervalued (+80.0%)

Margin of Safety

+80.0%

Fair Value

$15.91

Current Price

$4.52

$11.39 discount

UndervaluedFair: $15.91Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GIS3 strengths · Avg: 9.0/10
P/E RatioValuation
8.8x10/10

Attractively priced relative to earnings

Return on EquityProfitability
23.6%9/10

Every $100 of equity generates 24 in profit

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

JVA5 strengths · Avg: 8.4/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

PEG RatioValuation
0.898/10

Growing faster than its price suggests

P/E RatioValuation
12.9x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
20.0%8/10

Revenue surging 20.0% year-over-year

EPS GrowthGrowth
42.9%8/10

Earnings expanding 42.9% YoY

Areas to Watch

GIS4 concerns · Avg: 2.8/10
Altman Z-ScoreHealth
1.994/10

Grey zone — moderate risk

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
11.742/10

Expensive relative to growth rate

Revenue GrowthGrowth
-8.4%2/10

Revenue declined 8.4%

JVA3 concerns · Avg: 3.0/10
Market CapQuality
$25.00M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.8%3/10

ROE of 6.8% — below average capital efficiency

Profit MarginProfitability
1.9%3/10

1.9% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : GIS

The strongest argument for GIS centers on P/E Ratio, Return on Equity, Price/Book.

Bull Case : JVA

The strongest argument for JVA centers on Price/Book, PEG Ratio, P/E Ratio. Revenue growth of 20.0% demonstrates continued momentum. PEG of 0.89 suggests the stock is reasonably priced for its growth.

Bear Case : GIS

The primary concerns for GIS are Altman Z-Score, Piotroski F-Score, PEG Ratio.

Bear Case : JVA

The primary concerns for JVA are Market Cap, Return on Equity, Profit Margin. Thin 1.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

GIS profiles as a declining stock while JVA is a growth play — different risk/reward profiles.

JVA carries more volatility with a beta of 1.66 — expect wider price swings.

JVA is growing revenue faster at 20.0% — sustainability is the question.

GIS generates stronger free cash flow (296M), providing more financial flexibility.

Bottom Line

JVA scores higher overall (65/100 vs 53/100) and 20.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

General Mills Inc

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

General Mills, Inc., is an American multinational manufacturer and marketer of branded consumer foods sold through retail stores. It is headquartered in Golden Valley, Minnesota, a suburb of Minneapolis.

Coffee Holding Co Inc

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

Coffee Holding Co., Inc. manufactures, roasts, packs, markets and distributes roast and blended coffees in the United States, Australia, Canada, England and China. The company is headquartered in Staten Island, New York.

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