Genworth Financial Inc (GNW)vsMetLife Inc (MET)
GNW
Genworth Financial Inc
$9.17
+2.12%
FINANCIAL SERVICES · Cap: $3.41B
MET
MetLife Inc
$84.49
+1.23%
FINANCIAL SERVICES · Cap: $56.40B
Smart Verdict
WallStSmart Research — data-driven comparison
MetLife Inc generates 964% more annual revenue ($77.58B vs $7.29B). MET leads profitability with a 4.7% profit margin vs 3.0%. GNW appears more attractively valued with a PEG of 0.31. MET earns a higher WallStSmart Score of 65/100 (B-).
GNW
Buy53
out of 100
Grade: C-
MET
Strong Buy65
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Growing faster than its price suggests
Large-cap with strong market position
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 35.9% YoY
Generating 2.7B in free cash flow
Areas to Watch
ROE of 2.5% — below average capital efficiency
3.0% margin — thin
Revenue declined 0.5%
Earnings declined 8.4%
2.7% revenue growth
4.7% margin — thin
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : GNW
The strongest argument for GNW centers on PEG Ratio, Price/Book, Debt/Equity. PEG of 0.31 suggests the stock is reasonably priced for its growth.
Bull Case : MET
The strongest argument for MET centers on PEG Ratio, Market Cap, P/E Ratio. PEG of 0.46 suggests the stock is reasonably priced for its growth.
Bear Case : GNW
The primary concerns for GNW are Return on Equity, Profit Margin, Revenue Growth. Thin 3.0% margins leave little buffer for downturns.
Bear Case : MET
The primary concerns for MET are Revenue Growth, Profit Margin, Altman Z-Score. Thin 4.7% margins leave little buffer for downturns.
Key Dynamics to Monitor
GNW carries more volatility with a beta of 0.87 — expect wider price swings.
MET is growing revenue faster at 2.7% — sustainability is the question.
MET generates stronger free cash flow (2.7B), providing more financial flexibility.
Monitor INSURANCE - LIFE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MET scores higher overall (65/100 vs 53/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Genworth Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Genworth Financial, Inc. offers insurance products in the United States and internationally. The company is headquartered in Richmond, Virginia.
Visit Website →MetLife Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
MetLife, Inc. is the holding corporation for the Metropolitan Life Insurance Company (MLIC), better known as MetLife, and its affiliates. MetLife is among the largest global providers of insurance, annuities, and employee benefit programs, with 90 million customers in over 60 countries.
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