Genworth Financial Inc (GNW)vsPrudential Financial Inc (PRU)
GNW
Genworth Financial Inc
$8.16
+0.87%
FINANCIAL SERVICES · Cap: $3.23B
PRU
Prudential Financial Inc
$95.26
+0.49%
FINANCIAL SERVICES · Cap: $32.99B
Smart Verdict
WallStSmart Research — data-driven comparison
Prudential Financial Inc generates 739% more annual revenue ($61.23B vs $7.30B). PRU leads profitability with a 5.8% profit margin vs 3.0%. GNW appears more attractively valued with a PEG of 0.31. PRU earns a higher WallStSmart Score of 81/100 (A-).
GNW
Buy64
out of 100
Grade: C+
PRU
Exceptional Buy81
out of 100
Grade: A-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+64.2%
Fair Value
$25.27
Current Price
$8.16
$17.11 discount
Margin of Safety
+77.5%
Fair Value
$467.53
Current Price
$95.26
$372.27 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 45.3% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 31.2% year-over-year
Growing faster than its price suggests
Generating 3.3B in free cash flow
Areas to Watch
0.1% revenue growth
ROE of 3.6% — below average capital efficiency
3.0% margin — thin
Operating margin of 2.4%
2.2% earnings growth
5.8% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : GNW
The strongest argument for GNW centers on PEG Ratio, Price/Book, Debt/Equity. PEG of 0.31 suggests the stock is reasonably priced for its growth.
Bull Case : PRU
The strongest argument for PRU centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 31.2% demonstrates continued momentum. PEG of 0.60 suggests the stock is reasonably priced for its growth.
Bear Case : GNW
The primary concerns for GNW are Revenue Growth, Return on Equity, Profit Margin. Thin 3.0% margins leave little buffer for downturns.
Bear Case : PRU
The primary concerns for PRU are EPS Growth, Profit Margin.
Key Dynamics to Monitor
GNW profiles as a value stock while PRU is a hypergrowth play — different risk/reward profiles.
GNW carries more volatility with a beta of 1.00 — expect wider price swings.
PRU is growing revenue faster at 31.2% — sustainability is the question.
PRU generates stronger free cash flow (3.3B), providing more financial flexibility.
Bottom Line
PRU scores higher overall (81/100 vs 64/100) and 31.2% revenue growth. GNW offers better value entry with a 64.2% margin of safety. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Genworth Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Genworth Financial, Inc. offers insurance products in the United States and internationally. The company is headquartered in Richmond, Virginia.
Visit Website →Prudential Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Prudential Financial, Inc. is an American company whose subsidiaries provide insurance, investment management, and other financial products and services to both retail and institutional customers throughout the United States and in over 40 other countries.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
Want to dig deeper into these stocks?