Genworth Financial Inc (GNW)vsPrudential Financial, Inc. (PRU)
GNW
Genworth Financial Inc
$9.13
-0.11%
FINANCIAL SERVICES · Cap: $3.41B
PRU
Prudential Financial, Inc.
$100.81
+1.38%
FINANCIAL SERVICES · Cap: $34.54B
Smart Verdict
WallStSmart Research — data-driven comparison
Prudential Financial, Inc. generates 758% more annual revenue ($62.64B vs $7.30B). PRU leads profitability with a 5.5% profit margin vs 3.0%. GNW appears more attractively valued with a PEG of 0.31. GNW earns a higher WallStSmart Score of 64/100 (C+).
GNW
Buy64
out of 100
Grade: C+
PRU
Buy58
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 45.3% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Generating 1.0B in free cash flow
Areas to Watch
0.1% revenue growth
ROE of 3.6% — below average capital efficiency
3.0% margin — thin
Operating margin of 2.4%
5.5% margin — thin
Earnings declined 14.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : GNW
The strongest argument for GNW centers on PEG Ratio, Price/Book, Debt/Equity. PEG of 0.31 suggests the stock is reasonably priced for its growth.
Bull Case : PRU
The strongest argument for PRU centers on P/E Ratio, Price/Book, Free Cash Flow. PEG of 1.05 suggests the stock is reasonably priced for its growth.
Bear Case : GNW
The primary concerns for GNW are Revenue Growth, Return on Equity, Profit Margin. Thin 3.0% margins leave little buffer for downturns.
Bear Case : PRU
The primary concerns for PRU are Profit Margin, EPS Growth.
Key Dynamics to Monitor
GNW carries more volatility with a beta of 1.00 — expect wider price swings.
PRU is growing revenue faster at 6.1% — sustainability is the question.
PRU generates stronger free cash flow (1.0B), providing more financial flexibility.
Monitor INSURANCE - LIFE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
GNW scores higher overall (64/100 vs 58/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Genworth Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Genworth Financial, Inc. offers insurance products in the United States and internationally. The company is headquartered in Richmond, Virginia.
Visit Website →Prudential Financial, Inc.
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Prudential Financial, Inc. is an American company whose subsidiaries provide insurance, investment management, and other financial products and services to both retail and institutional customers throughout the United States and in over 40 other countries.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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