WallStSmart

Genworth Financial Inc (GNW)vsManulife Financial Corp (MFC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Manulife Financial Corp generates 339% more annual revenue ($32.03B vs $7.29B). MFC leads profitability with a 20.0% profit margin vs 3.0%. GNW appears more attractively valued with a PEG of 0.31. MFC earns a higher WallStSmart Score of 75/100 (B).

GNW

Buy

53

out of 100

Grade: C-

Growth: 2.0Profit: 4.5Value: 7.7Quality: 5.8
Piotroski: 5/9Altman Z: 0.37

MFC

Strong Buy

75

out of 100

Grade: B

Growth: 8.7Profit: 6.5Value: 7.0Quality: 6.5
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GNW4 strengths · Avg: 9.3/10
PEG RatioValuation
0.3110/10

Growing faster than its price suggests

Price/BookValuation
0.4x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

P/E RatioValuation
17.1x8/10

Attractively priced relative to earnings

MFC6 strengths · Avg: 8.8/10
EPS GrowthGrowth
161.6%10/10

Earnings expanding 161.6% YoY

Market CapQuality
$67.86B9/10

Large-cap with strong market position

Profit MarginProfitability
20.0%9/10

Keeps 20 of every $100 in revenue as profit

Debt/EquityHealth
0.279/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.788/10

Growing faster than its price suggests

P/E RatioValuation
16.4x8/10

Attractively priced relative to earnings

Areas to Watch

GNW4 concerns · Avg: 2.5/10
Return on EquityProfitability
2.5%3/10

ROE of 2.5% — below average capital efficiency

Profit MarginProfitability
3.0%3/10

3.0% margin — thin

Revenue GrowthGrowth
-0.5%2/10

Revenue declined 0.5%

EPS GrowthGrowth
-8.4%2/10

Earnings declined 8.4%

MFC0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : GNW

The strongest argument for GNW centers on PEG Ratio, Price/Book, Debt/Equity. PEG of 0.31 suggests the stock is reasonably priced for its growth.

Bull Case : MFC

The strongest argument for MFC centers on EPS Growth, Market Cap, Profit Margin. Profitability is solid with margins at 20.0% and operating margin at 19.1%. Revenue growth of 12.1% demonstrates continued momentum.

Bear Case : GNW

The primary concerns for GNW are Return on Equity, Profit Margin, Revenue Growth. Thin 3.0% margins leave little buffer for downturns.

Bear Case : MFC

No major red flags identified for MFC, but monitor valuation.

Key Dynamics to Monitor

GNW profiles as a value stock while MFC is a mature play — different risk/reward profiles.

GNW carries more volatility with a beta of 0.87 — expect wider price swings.

MFC is growing revenue faster at 12.1% — sustainability is the question.

MFC generates stronger free cash flow (3.5B), providing more financial flexibility.

Bottom Line

MFC scores higher overall (75/100 vs 53/100), backed by strong 20.0% margins and 12.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Genworth Financial Inc

FINANCIAL SERVICES · INSURANCE - LIFE · USA

Genworth Financial, Inc. offers insurance products in the United States and internationally. The company is headquartered in Richmond, Virginia.

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Manulife Financial Corp

FINANCIAL SERVICES · INSURANCE - LIFE · USA

Manulife Financial Corporation, offers financial products and services in Asia, Canada, the United States and internationally. The company is headquartered in Toronto, Canada.

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