Genworth Financial Inc (GNW) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Genworth Financial Inc stock (GNW) is currently trading at $8.16. Genworth Financial Inc PE ratio is 14.98. Genworth Financial Inc PS ratio (Price-to-Sales) is 0.44. Analyst consensus price target for GNW is $10.00. WallStSmart rates GNW as Hold.
- GNW PE ratio analysis and historical PE chart
- GNW PS ratio (Price-to-Sales) history and trend
- GNW intrinsic value — DCF, Graham Number, EPV models
- GNW stock price prediction 2025 2026 2027 2028 2029 2030
- GNW fair value vs current price
- GNW insider transactions and insider buying
- Is GNW undervalued or overvalued?
- Genworth Financial Inc financial analysis — revenue, earnings, cash flow
- GNW Piotroski F-Score and Altman Z-Score
- GNW analyst price target and Smart Rating
Genworth Financial Inc
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GNW Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Genworth Financial Inc (GNW)
GNW trades at a significant discount to its Graham intrinsic value of $25.27, offering a 64% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Genworth Financial Inc (GNW) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, price/sales, price/book. Concerns around return on equity and operating margin. Fundamentals are solid but monitor weak areas for improvement.
Genworth Financial Inc (GNW) Key Strengths (6)
Growing significantly faster than its price suggests
Paying less than $1 for every $1 of annual revenue
Trading below book value, meaning the market prices it less than net assets
Earnings per share surging 45.30% year-over-year
91.42% of shares held by major funds and institutions
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Genworth Financial Inc (GNW) Areas to Watch (4)
Very low returns on shareholder equity
Near-zero operating margins, business under pressure
Revenue growing slowly at 0.10% annually
Very thin margins, barely profitable
Genworth Financial Inc (GNW) Detailed Analysis Report
Overall Assessment
This company scores 64/100 in our Smart Analysis, earning a C+ grade. Out of 10 metrics analyzed, 6 register as strengths (avg 9.5/10) while 4 fall into concern territory (avg 1.5/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on PEG Ratio, Price/Sales, Price/Book. Valuation metrics including PEG Ratio (0.31), Price/Sales (0.44), Price/Book (0.35) suggest the stock is attractively priced. Growth metrics are encouraging with EPS Growth at 45.30%.
The Bear Case
The primary concerns are Return on Equity, Operating Margin, Revenue Growth. Growth concerns include Revenue Growth at 0.10%, which may limit upside. Profitability pressure is visible in Return on Equity at 3.65%, Operating Margin at 2.41%, Profit Margin at 3.05%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 3.65% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 0.10% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (PEG Ratio, Price/Sales) and negatives (Return on Equity, Operating Margin). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
GNW Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
GNW's Price-to-Sales ratio of 0.44x sits near its historical average of 0.43x (67th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 69% below its historical high of 1.43x set in Sep 2006, and 786% above its historical low of 0.05x in Feb 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Genworth Financial Inc (GNW) · FINANCIAL SERVICES › INSURANCE - LIFE
The Big Picture
Genworth Financial Inc operates as a stable business with moderate growth and solid fundamentals. Revenue reached 7.3B with 0% growth year-over-year. Profit margins are thin at 3.0%, typical for companies in this phase that are reinvesting heavily in growth.
Key Findings
Generating 200M in free cash flow and 200M in operating cash flow. Earnings are translating into actual cash generation.
Debt-to-equity ratio of 0.17 indicates a conservative balance sheet with 2.0B in cash.
ROE of 3.6% suggests the company isn't efficiently converting equity into profits.
What to Watch Next
Margin expansion: can Genworth Financial Inc push profit margins above 15% as the business scales?
Sector dynamics: monitor INSURANCE - LIFE industry trends, competitive moves, and regulatory changes that could impact Genworth Financial Inc.
Bottom Line
Genworth Financial Inc offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Genworth Financial Inc(GNW)
NYSE
FINANCIAL SERVICES
INSURANCE - LIFE
USA
Genworth Financial, Inc. offers insurance products in the United States and internationally. The company is headquartered in Richmond, Virginia.