Genworth Financial Inc (GNW)vsPrudential PLC ADR (PUK)
GNW
Genworth Financial Inc
$9.13
-0.11%
FINANCIAL SERVICES · Cap: $3.41B
PUK
Prudential PLC ADR
$31.63
-2.26%
FINANCIAL SERVICES · Cap: $40.50B
Smart Verdict
WallStSmart Research — data-driven comparison
Prudential PLC ADR generates 98% more annual revenue ($14.43B vs $7.30B). PUK leads profitability with a 27.6% profit margin vs 3.0%. GNW appears more attractively valued with a PEG of 0.31. PUK earns a higher WallStSmart Score of 73/100 (B).
GNW
Buy64
out of 100
Grade: C+
PUK
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 45.3% YoY
Attractively priced relative to earnings
Strong operational efficiency at 45.5%
Every $100 of equity generates 21 in profit
Keeps 28 of every $100 in revenue as profit
Conservative balance sheet, low leverage
18.8% revenue growth
Areas to Watch
0.1% revenue growth
ROE of 3.6% — below average capital efficiency
3.0% margin — thin
Operating margin of 2.4%
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : GNW
The strongest argument for GNW centers on PEG Ratio, Price/Book, Debt/Equity. PEG of 0.31 suggests the stock is reasonably priced for its growth.
Bull Case : PUK
The strongest argument for PUK centers on P/E Ratio, Operating Margin, Return on Equity. Profitability is solid with margins at 27.6% and operating margin at 45.5%. Revenue growth of 18.8% demonstrates continued momentum.
Bear Case : GNW
The primary concerns for GNW are Revenue Growth, Return on Equity, Profit Margin. Thin 3.0% margins leave little buffer for downturns.
Bear Case : PUK
The primary concerns for PUK are PEG Ratio.
Key Dynamics to Monitor
GNW profiles as a value stock while PUK is a growth play — different risk/reward profiles.
GNW carries more volatility with a beta of 1.00 — expect wider price swings.
PUK is growing revenue faster at 18.8% — sustainability is the question.
PUK generates stronger free cash flow (1.1B), providing more financial flexibility.
Bottom Line
PUK scores higher overall (73/100 vs 64/100), backed by strong 27.6% margins and 18.8% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Genworth Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Genworth Financial, Inc. offers insurance products in the United States and internationally. The company is headquartered in Richmond, Virginia.
Visit Website →Prudential PLC ADR
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Prudential plc offers life and health insurance, retirement and asset management solutions to people in Asia, the United States and Africa. The company is headquartered in London, the United Kingdom.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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