Genworth Financial Inc (GNW)vsPrudential PLC ADR (PUK)
GNW
Genworth Financial Inc
$9.76
-2.69%
FINANCIAL SERVICES · Cap: $3.79B
PUK
Prudential PLC ADR
$25.85
-1.52%
FINANCIAL SERVICES · Cap: $32.86B
Smart Verdict
WallStSmart Research — data-driven comparison
Prudential PLC ADR generates 94% more annual revenue ($14.31B vs $7.38B). PUK leads profitability with a 25.5% profit margin vs 2.9%. GNW appears more attractively valued with a PEG of 0.31. GNW earns a higher WallStSmart Score of 59/100 (C).
GNW
Buy59
out of 100
Grade: C
PUK
Buy55
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Every $100 of equity generates 38 in profit
Keeps 26 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 28.1%
Areas to Watch
0.0% earnings growth
ROE of 2.5% — below average capital efficiency
2.9% margin — thin
Distress zone — elevated risk
Expensive relative to growth rate
Revenue declined 1.8%
Earnings declined 23.0%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : GNW
The strongest argument for GNW centers on PEG Ratio, Price/Book, Debt/Equity. PEG of 0.31 suggests the stock is reasonably priced for its growth.
Bull Case : PUK
The strongest argument for PUK centers on P/E Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 25.5% and operating margin at 28.1%.
Bear Case : GNW
The primary concerns for GNW are EPS Growth, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.
Bear Case : PUK
The primary concerns for PUK are PEG Ratio, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
GNW profiles as a value stock while PUK is a declining play — different risk/reward profiles.
PUK carries more volatility with a beta of 0.89 — expect wider price swings.
GNW is growing revenue faster at 5.3% — sustainability is the question.
GNW generates stronger free cash flow (52M), providing more financial flexibility.
Bottom Line
GNW scores higher overall (59/100 vs 55/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Genworth Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Genworth Financial, Inc. offers insurance products in the United States and internationally. The company is headquartered in Richmond, Virginia.
Visit Website →Prudential PLC ADR
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Prudential plc offers life and health insurance, retirement and asset management solutions to people in Asia, the United States and Africa. The company is headquartered in London, the United Kingdom.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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