WallStSmart

Global Payments Inc (GPN)vsQuad Graphics Inc (QUAD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Global Payments Inc generates 273% more annual revenue ($8.86B vs $2.37B). QUAD leads profitability with a 1.2% profit margin vs -8.0%. GPN appears more attractively valued with a PEG of 0.22. GPN earns a higher WallStSmart Score of 59/100 (C).

GPN

Buy

59

out of 100

Grade: C

Growth: 4.7Profit: 3.5Value: 8.7Quality: 4.5
Piotroski: 4/9Altman Z: 1.02

QUAD

Buy

56

out of 100

Grade: C

Growth: 4.0Profit: 5.5Value: 7.0Quality: 3.5
Piotroski: 5/9Altman Z: 1.44
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GPNUndervalued (+40.2%)

Margin of Safety

+40.2%

Fair Value

$120.72

Current Price

$86.84

$33.88 discount

UndervaluedFair: $120.72Overvalued

Intrinsic value data unavailable for QUAD.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GPN3 strengths · Avg: 10.0/10
PEG RatioValuation
0.2210/10

Growing faster than its price suggests

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
63.1%10/10

Revenue surging 63.1% year-over-year

QUAD3 strengths · Avg: 8.3/10
Return on EquityProfitability
21.6%9/10

Every $100 of equity generates 22 in profit

PEG RatioValuation
0.848/10

Growing faster than its price suggests

P/E RatioValuation
14.5x8/10

Attractively priced relative to earnings

Areas to Watch

GPN4 concerns · Avg: 2.5/10
P/E RatioValuation
28.6x4/10

Moderate valuation

Return on EquityProfitability
-3.0%2/10

ROE of -3.0% — below average capital efficiency

EPS GrowthGrowth
-59.2%2/10

Earnings declined 59.2%

Free Cash FlowQuality
$-550.16M2/10

Negative free cash flow — burning cash

QUAD4 concerns · Avg: 2.8/10
Market CapQuality
$478.99M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
1.2%3/10

1.2% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

Revenue GrowthGrowth
-7.7%2/10

Revenue declined 7.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 63.1% demonstrates continued momentum. PEG of 0.22 suggests the stock is reasonably priced for its growth.

Bull Case : QUAD

The strongest argument for QUAD centers on Return on Equity, PEG Ratio, P/E Ratio. PEG of 0.84 suggests the stock is reasonably priced for its growth.

Bear Case : GPN

The primary concerns for GPN are P/E Ratio, Return on Equity, EPS Growth.

Bear Case : QUAD

The primary concerns for QUAD are Market Cap, Profit Margin, Operating Margin. Debt-to-equity of 3.98 is elevated, increasing financial risk. Thin 1.2% margins leave little buffer for downturns.

Key Dynamics to Monitor

GPN profiles as a hypergrowth stock while QUAD is a value play — different risk/reward profiles.

QUAD carries more volatility with a beta of 1.09 — expect wider price swings.

GPN is growing revenue faster at 63.1% — sustainability is the question.

QUAD generates stronger free cash flow (-107M), providing more financial flexibility.

Bottom Line

GPN scores higher overall (59/100 vs 56/100) and 63.1% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

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Quad Graphics Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Quad / Graphics, Inc. offers worldwide marketing solutions. The company is headquartered in Sussex, Wisconsin.

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