Goosehead Insurance Inc (GSHD)vsHartford Financial Services Group (HIG)
GSHD
Goosehead Insurance Inc
$55.55
-2.34%
FINANCIAL SERVICES · Cap: $1.70B
HIG
Hartford Financial Services Group
$133.99
-2.26%
FINANCIAL SERVICES · Cap: $34.77B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 7266% more annual revenue ($29.59B vs $401.64M). HIG leads profitability with a 15.6% profit margin vs 8.8%. HIG trades at a lower P/E of 8.7x. HIG earns a higher WallStSmart Score of 79/100 (B+).
GSHD
Buy59
out of 100
Grade: C
HIG
Strong Buy79
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 176 in profit
Earnings expanding 122.2% YoY
Conservative balance sheet, low leverage
Strong operational efficiency at 23.4%
Revenue surging 20.7% year-over-year
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 24 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 22.6%
Areas to Watch
Premium valuation, high expectations priced in
Smaller company, higher risk/reward
Distress zone — elevated risk
3.9% revenue growth
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : GSHD
The strongest argument for GSHD centers on Return on Equity, EPS Growth, Debt/Equity. Revenue growth of 20.7% demonstrates continued momentum.
Bull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 15.6% and operating margin at 22.6%. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bear Case : GSHD
The primary concerns for GSHD are P/E Ratio, Market Cap, Altman Z-Score.
Bear Case : HIG
The primary concerns for HIG are Revenue Growth, Altman Z-Score.
Key Dynamics to Monitor
GSHD profiles as a growth stock while HIG is a value play — different risk/reward profiles.
GSHD carries more volatility with a beta of 1.45 — expect wider price swings.
GSHD is growing revenue faster at 20.7% — sustainability is the question.
HIG generates stronger free cash flow (2.9B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (79/100 vs 59/100), backed by strong 15.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Goosehead Insurance Inc
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Goosehead Insurance, Inc. is a portfolio company of Goosehead Financial, LLC providing personal lines insurance agency services in the United States. The company is headquartered in Westlake, Texas.
Visit Website →Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Compare with Other INSURANCE BROKERS Stocks
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