Goosehead Insurance Inc (GSHD)vsHartford Financial Services Group (HIG)
GSHD
Goosehead Insurance Inc
$65.20
-2.19%
FINANCIAL SERVICES · Cap: $2.94B
HIG
Hartford Financial Services Group
$143.28
-0.85%
FINANCIAL SERVICES · Cap: $38.90B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 7199% more annual revenue ($29.32B vs $401.64M). HIG leads profitability with a 14.9% profit margin vs 8.8%. HIG trades at a lower P/E of 9.8x. HIG earns a higher WallStSmart Score of 77/100 (B+).
GSHD
Buy60
out of 100
Grade: C+
HIG
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 176 in profit
Earnings expanding 122.2% YoY
Conservative balance sheet, low leverage
Strong operational efficiency at 23.4%
Revenue surging 20.7% year-over-year
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Areas to Watch
Premium valuation, high expectations priced in
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : GSHD
The strongest argument for GSHD centers on Return on Equity, EPS Growth, Debt/Equity. Revenue growth of 20.7% demonstrates continued momentum.
Bull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bear Case : GSHD
The primary concerns for GSHD are P/E Ratio, Altman Z-Score. A P/E of 45.3x leaves little room for execution misses.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Key Dynamics to Monitor
GSHD profiles as a growth stock while HIG is a value play — different risk/reward profiles.
GSHD carries more volatility with a beta of 1.40 — expect wider price swings.
GSHD is growing revenue faster at 20.7% — sustainability is the question.
HIG generates stronger free cash flow (1.1B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (77/100 vs 60/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Goosehead Insurance Inc
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Goosehead Insurance, Inc. is a portfolio company of Goosehead Financial, LLC providing personal lines insurance agency services in the United States. The company is headquartered in Westlake, Texas.
Visit Website →Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Compare with Other INSURANCE BROKERS Stocks
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