Brown & Brown Inc (BRO)vsGoosehead Insurance Inc (GSHD)
BRO
Brown & Brown Inc
$71.43
+0.35%
FINANCIAL SERVICES · Cap: $23.56B
GSHD
Goosehead Insurance Inc
$65.20
-2.19%
FINANCIAL SERVICES · Cap: $2.94B
Smart Verdict
WallStSmart Research — data-driven comparison
Brown & Brown Inc generates 1559% more annual revenue ($6.66B vs $401.64M). BRO leads profitability with a 18.1% profit margin vs 8.8%. BRO trades at a lower P/E of 22.5x. BRO earns a higher WallStSmart Score of 75/100 (B).
BRO
Strong Buy75
out of 100
Grade: B
GSHD
Buy60
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 41.8%
Revenue surging 32.4% year-over-year
Reasonable price relative to book value
Every $100 of equity generates 176 in profit
Earnings expanding 122.2% YoY
Conservative balance sheet, low leverage
Strong operational efficiency at 23.4%
Revenue surging 20.7% year-over-year
Areas to Watch
Expensive relative to growth rate
Weak financial health signals
Distress zone — elevated risk
Premium valuation, high expectations priced in
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BRO
The strongest argument for BRO centers on Operating Margin, Revenue Growth, Price/Book. Profitability is solid with margins at 18.1% and operating margin at 41.8%. Revenue growth of 32.4% demonstrates continued momentum.
Bull Case : GSHD
The strongest argument for GSHD centers on Return on Equity, EPS Growth, Debt/Equity. Revenue growth of 20.7% demonstrates continued momentum.
Bear Case : BRO
The primary concerns for BRO are PEG Ratio, Piotroski F-Score, Altman Z-Score.
Bear Case : GSHD
The primary concerns for GSHD are P/E Ratio, Altman Z-Score. A P/E of 45.3x leaves little room for execution misses.
Key Dynamics to Monitor
GSHD carries more volatility with a beta of 1.40 — expect wider price swings.
BRO is growing revenue faster at 32.4% — sustainability is the question.
BRO generates stronger free cash flow (329M), providing more financial flexibility.
Monitor INSURANCE BROKERS industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BRO scores higher overall (75/100 vs 60/100), backed by strong 18.1% margins and 32.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Brown & Brown Inc
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Brown & Brown, Inc. markets and sells insurance products and services in the United States, Bermuda, Canada, the Cayman Islands, Ireland, and the United Kingdom. The company is headquartered in Daytona Beach, Florida.
Goosehead Insurance Inc
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Goosehead Insurance, Inc. is a portfolio company of Goosehead Financial, LLC providing personal lines insurance agency services in the United States. The company is headquartered in Westlake, Texas.
Visit Website →Compare with Other INSURANCE BROKERS Stocks
Want to dig deeper into these stocks?