WallStSmart

Jackson Financial Inc (JXN)vsManulife Financial Corp (MFC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Manulife Financial Corp generates 358% more annual revenue ($30.98B vs $6.76B). MFC leads profitability with a 18.7% profit margin vs 0.4%. MFC earns a higher WallStSmart Score of 66/100 (B-).

JXN

Buy

56

out of 100

Grade: C

Growth: 3.3Profit: 5.0Value: 5.0Quality: 7.8
Piotroski: 5/9

MFC

Strong Buy

66

out of 100

Grade: B-

Growth: 4.7Profit: 7.0Value: 7.3Quality: 6.5
Piotroski: 5/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for JXN.

MFCSignificantly Overvalued (-149.9%)

Margin of Safety

-149.9%

Fair Value

$15.16

Current Price

$34.59

$19.43 premium

UndervaluedFair: $15.16Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JXN3 strengths · Avg: 8.7/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Operating MarginProfitability
23.6%8/10

Strong operational efficiency at 23.6%

Free Cash FlowQuality
$1.62B8/10

Generating 1.6B in free cash flow

MFC6 strengths · Avg: 8.7/10
Operating MarginProfitability
133.5%10/10

Strong operational efficiency at 133.5%

Market CapQuality
$56.67B9/10

Large-cap with strong market position

Debt/EquityHealth
0.299/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.788/10

Growing faster than its price suggests

P/E RatioValuation
15.2x8/10

Attractively priced relative to earnings

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Areas to Watch

JXN3 concerns · Avg: 2.7/10
Return on EquityProfitability
0.7%3/10

ROE of 0.7% — below average capital efficiency

Profit MarginProfitability
0.4%3/10

0.4% margin — thin

EPS GrowthGrowth
-31.8%2/10

Earnings declined 31.8%

MFC2 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-34.9%2/10

Revenue declined 34.9%

EPS GrowthGrowth
-6.1%2/10

Earnings declined 6.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : JXN

The strongest argument for JXN centers on Price/Book, Operating Margin, Free Cash Flow.

Bull Case : MFC

The strongest argument for MFC centers on Operating Margin, Market Cap, Debt/Equity. Profitability is solid with margins at 18.7% and operating margin at 133.5%. PEG of 0.78 suggests the stock is reasonably priced for its growth.

Bear Case : JXN

The primary concerns for JXN are Return on Equity, Profit Margin, EPS Growth. Thin 0.4% margins leave little buffer for downturns.

Bear Case : MFC

The primary concerns for MFC are Revenue Growth, EPS Growth.

Key Dynamics to Monitor

JXN profiles as a value stock while MFC is a declining play — different risk/reward profiles.

JXN carries more volatility with a beta of 1.47 — expect wider price swings.

JXN is growing revenue faster at 7.2% — sustainability is the question.

MFC generates stronger free cash flow (8.6B), providing more financial flexibility.

Bottom Line

MFC scores higher overall (66/100 vs 56/100), backed by strong 18.7% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Jackson Financial Inc

FINANCIAL SERVICES · INSURANCE - LIFE · USA

Jackson Financial Inc. is a prominent provider in the U.S. life insurance and asset management sectors, focusing on innovative retirement solutions that prioritize long-term financial security for individuals and families. The company specializes in a diverse range of fixed and variable annuities, as well as life insurance products, designed to address the unique needs of retirees and investors in an evolving financial landscape. With a robust commitment to customer service and the use of advanced technology, Jackson Financial is well-equipped to capitalize on demographic trends and the increasing demand for comprehensive retirement planning. Its extensive distribution network and emphasis on sustainable growth further enhance its competitive positioning within the market.

Manulife Financial Corp

FINANCIAL SERVICES · INSURANCE - LIFE · USA

Manulife Financial Corporation, offers financial products and services in Asia, Canada, the United States and internationally. The company is headquartered in Toronto, Canada.

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