Jackson Financial Inc (JXN)vsUnum Group (UNM)
JXN
Jackson Financial Inc
$107.86
+1.78%
FINANCIAL SERVICES · Cap: $7.58B
UNM
Unum Group
$86.84
+2.27%
FINANCIAL SERVICES · Cap: $14.82B
Smart Verdict
WallStSmart Research — data-driven comparison
Unum Group generates 126% more annual revenue ($13.34B vs $5.91B). UNM leads profitability with a 5.9% profit margin vs -6.3%. UNM earns a higher WallStSmart Score of 67/100 (B-).
JXN
Hold45
out of 100
Grade: D+
UNM
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 44.6%
Generating 1.0B in free cash flow
Reasonable price relative to book value
Earnings expanding 33.0% YoY
Areas to Watch
ROE of -3.9% — below average capital efficiency
Revenue declined 22.6%
Earnings declined 31.8%
Currently unprofitable
ROE of 7.2% — below average capital efficiency
5.9% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : JXN
The strongest argument for JXN centers on Price/Book, Operating Margin, Free Cash Flow.
Bull Case : UNM
The strongest argument for UNM centers on Price/Book, EPS Growth. PEG of 1.03 suggests the stock is reasonably priced for its growth.
Bear Case : JXN
The primary concerns for JXN are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : UNM
The primary concerns for UNM are Return on Equity, Profit Margin, Piotroski F-Score.
Key Dynamics to Monitor
JXN profiles as a turnaround stock while UNM is a value play — different risk/reward profiles.
JXN carries more volatility with a beta of 1.33 — expect wider price swings.
UNM is growing revenue faster at 8.5% — sustainability is the question.
JXN generates stronger free cash flow (1.0B), providing more financial flexibility.
Bottom Line
UNM scores higher overall (67/100 vs 45/100). Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Jackson Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Jackson Financial Inc. is a prominent player in the U.S. life insurance and asset management sectors, focusing on innovative retirement solutions that enhance financial security for individuals and families. The company provides a diverse portfolio of fixed and variable annuities as well as life insurance products, expertly tailored to address the evolving needs of retirees and investors in a dynamic financial landscape. Leveraging advanced technology and a robust distribution network, Jackson Financial is well-equipped to capitalize on demographic shifts and the rising demand for effective retirement planning, positioning itself for sustainable growth and a competitive advantage in the market.
Unum Group
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Unum Group is a Chattanooga, Tennessee-based Fortune 500 insurance company formerly known as UnumProvident.
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