WallStSmart

Jackson Financial Inc (JXN)vsPrudential PLC ADR (PUK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Prudential PLC ADR generates 113% more annual revenue ($14.43B vs $6.76B). PUK leads profitability with a 27.6% profit margin vs 0.4%. PUK earns a higher WallStSmart Score of 79/100 (B+).

JXN

Buy

56

out of 100

Grade: C

Growth: 3.3Profit: 5.0Value: 5.0Quality: 7.8
Piotroski: 5/9

PUK

Strong Buy

79

out of 100

Grade: B+

Growth: 7.0Profit: 8.0Value: 10.0Quality: 6.5
Piotroski: 5/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for JXN.

PUKUndervalued (+77.7%)

Margin of Safety

+77.7%

Fair Value

$143.68

Current Price

$29.67

$114.01 discount

UndervaluedFair: $143.68Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JXN3 strengths · Avg: 8.7/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Operating MarginProfitability
23.6%8/10

Strong operational efficiency at 23.6%

Free Cash FlowQuality
$1.62B8/10

Generating 1.6B in free cash flow

PUK6 strengths · Avg: 9.2/10
P/E RatioValuation
9.4x10/10

Attractively priced relative to earnings

Operating MarginProfitability
45.5%10/10

Strong operational efficiency at 45.5%

Return on EquityProfitability
20.6%9/10

Every $100 of equity generates 21 in profit

Profit MarginProfitability
27.6%9/10

Keeps 28 of every $100 in revenue as profit

Debt/EquityHealth
0.299/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
30.8%8/10

Earnings expanding 30.8% YoY

Areas to Watch

JXN3 concerns · Avg: 2.7/10
Return on EquityProfitability
0.7%3/10

ROE of 0.7% — below average capital efficiency

Profit MarginProfitability
0.4%3/10

0.4% margin — thin

EPS GrowthGrowth
-31.8%2/10

Earnings declined 31.8%

PUK0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : JXN

The strongest argument for JXN centers on Price/Book, Operating Margin, Free Cash Flow.

Bull Case : PUK

The strongest argument for PUK centers on P/E Ratio, Operating Margin, Return on Equity. Profitability is solid with margins at 27.6% and operating margin at 45.5%. Revenue growth of 14.5% demonstrates continued momentum.

Bear Case : JXN

The primary concerns for JXN are Return on Equity, Profit Margin, EPS Growth. Thin 0.4% margins leave little buffer for downturns.

Bear Case : PUK

No major red flags identified for PUK, but monitor valuation.

Key Dynamics to Monitor

JXN profiles as a value stock while PUK is a mature play — different risk/reward profiles.

JXN carries more volatility with a beta of 1.47 — expect wider price swings.

PUK is growing revenue faster at 14.5% — sustainability is the question.

JXN generates stronger free cash flow (1.6B), providing more financial flexibility.

Bottom Line

PUK scores higher overall (79/100 vs 56/100), backed by strong 27.6% margins and 14.5% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Jackson Financial Inc

FINANCIAL SERVICES · INSURANCE - LIFE · USA

Jackson Financial Inc. is a prominent provider in the U.S. life insurance and asset management sectors, focusing on innovative retirement solutions that prioritize long-term financial security for individuals and families. The company specializes in a diverse range of fixed and variable annuities, as well as life insurance products, designed to address the unique needs of retirees and investors in an evolving financial landscape. With a robust commitment to customer service and the use of advanced technology, Jackson Financial is well-equipped to capitalize on demographic trends and the increasing demand for comprehensive retirement planning. Its extensive distribution network and emphasis on sustainable growth further enhance its competitive positioning within the market.

Prudential PLC ADR

FINANCIAL SERVICES · INSURANCE - LIFE · USA

Prudential plc offers life and health insurance, retirement and asset management solutions to people in Asia, the United States and Africa. The company is headquartered in London, the United Kingdom.

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