WallStSmart

Kingsway Financial Services Inc (KFS)vsRush Enterprises A Inc (RUSHA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Rush Enterprises A Inc generates 5313% more annual revenue ($7.43B vs $137.34M). RUSHA leads profitability with a 3.5% profit margin vs -7.8%. KFS appears more attractively valued with a PEG of 0.83. RUSHA earns a higher WallStSmart Score of 44/100 (D).

KFS

Hold

40

out of 100

Grade: F

Growth: 6.0Profit: 2.0Value: 6.0Quality: 4.5
Piotroski: 2/9Altman Z: -2.64

RUSHA

Hold

44

out of 100

Grade: D

Growth: 2.7Profit: 5.5Value: 6.0Quality: 6.3
Piotroski: 4/9Altman Z: 3.13
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for KFS.

RUSHAUndervalued (+56.7%)

Margin of Safety

+56.7%

Fair Value

$168.59

Current Price

$74.03

$94.56 discount

UndervaluedFair: $168.59Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

KFS2 strengths · Avg: 8.0/10
PEG RatioValuation
0.838/10

Growing faster than its price suggests

Revenue GrowthGrowth
28.7%8/10

Revenue surging 28.7% year-over-year

RUSHA2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.1310/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

KFS4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$335.21M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Price/BookValuation
20.3x2/10

Trading at 20.3x book value

RUSHA4 concerns · Avg: 2.3/10
Profit MarginProfitability
3.5%3/10

3.5% margin — thin

PEG RatioValuation
3.162/10

Expensive relative to growth rate

Revenue GrowthGrowth
-11.8%2/10

Revenue declined 11.8%

EPS GrowthGrowth
-11.0%2/10

Earnings declined 11.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : KFS

The strongest argument for KFS centers on PEG Ratio, Revenue Growth. Revenue growth of 28.7% demonstrates continued momentum. PEG of 0.83 suggests the stock is reasonably priced for its growth.

Bull Case : RUSHA

The strongest argument for RUSHA centers on Altman Z-Score, Price/Book.

Bear Case : KFS

The primary concerns for KFS are EPS Growth, Market Cap, Piotroski F-Score. Debt-to-equity of 2.37 is elevated, increasing financial risk.

Bear Case : RUSHA

The primary concerns for RUSHA are Profit Margin, PEG Ratio, Revenue Growth. Thin 3.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

KFS profiles as a growth stock while RUSHA is a value play — different risk/reward profiles.

RUSHA carries more volatility with a beta of 0.89 — expect wider price swings.

KFS is growing revenue faster at 28.7% — sustainability is the question.

KFS generates stronger free cash flow (-916,000), providing more financial flexibility.

Bottom Line

RUSHA scores higher overall (44/100 vs 40/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Kingsway Financial Services Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Kingsway Financial Services Inc., is involved in the leased and extended warranty real estate business. The company is headquartered in Itasca, Illinois.

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Rush Enterprises A Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Rush Enterprises, Inc. is an integrated retailer of commercial vehicles and related services in the United States. The company is headquartered in New Braunfels, Texas.

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