Lincoln National Corporation (LNC)vsManulife Financial Corp (MFC)
LNC
Lincoln National Corporation
$43.84
+0.64%
FINANCIAL SERVICES · Cap: $8.29B
MFC
Manulife Financial Corp
$43.49
+0.02%
FINANCIAL SERVICES · Cap: $72.16B
Smart Verdict
WallStSmart Research — data-driven comparison
Manulife Financial Corp generates 71% more annual revenue ($33.11B vs $19.39B). MFC leads profitability with a 20.3% profit margin vs 12.2%. MFC appears more attractively valued with a PEG of 0.88. LNC earns a higher WallStSmart Score of 78/100 (B+).
LNC
Strong Buy78
out of 100
Grade: B+
MFC
Strong Buy75
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 76.8% YoY
Large-cap with strong market position
Keeps 20 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Operating margin of 4.6%
Weak financial health signals
Negative free cash flow — burning cash
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : LNC
The strongest argument for LNC centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 12.6% demonstrates continued momentum. PEG of 1.01 suggests the stock is reasonably priced for its growth.
Bull Case : MFC
The strongest argument for MFC centers on Market Cap, Profit Margin, Debt/Equity. Profitability is solid with margins at 20.3% and operating margin at 28.2%. Revenue growth of 10.7% demonstrates continued momentum.
Bear Case : LNC
The primary concerns for LNC are Operating Margin, Piotroski F-Score, Free Cash Flow.
Bear Case : MFC
No major red flags identified for MFC, but monitor valuation.
Key Dynamics to Monitor
LNC profiles as a value stock while MFC is a mature play — different risk/reward profiles.
LNC carries more volatility with a beta of 1.11 — expect wider price swings.
LNC is growing revenue faster at 12.6% — sustainability is the question.
MFC generates stronger free cash flow (9.1B), providing more financial flexibility.
Bottom Line
LNC scores higher overall (78/100 vs 75/100) and 12.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lincoln National Corporation
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Lincoln National Corporation is an American holding company, which operates multiple insurance and investment management businesses through subsidiary companies. Lincoln Financial Group is the marketing name for LNC and its subsidiary companies.
Manulife Financial Corp
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Manulife Financial Corporation, offers financial products and services in Asia, Canada, the United States and internationally. The company is headquartered in Toronto, Canada.
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