WallStSmart

The Mosaic Company (MOS)vsNutrien Ltd (NTR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Nutrien Ltd generates 116% more annual revenue ($26.88B vs $12.43B). NTR leads profitability with a 8.9% profit margin vs 0.4%. NTR appears more attractively valued with a PEG of 1.21. NTR earns a higher WallStSmart Score of 67/100 (B-).

MOS

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 4.0Value: 5.3Quality: 7.5
Piotroski: 6/9Altman Z: 2.16

NTR

Strong Buy

67

out of 100

Grade: B-

Growth: 6.7Profit: 6.0Value: 5.3Quality: 6.0
Piotroski: 6/9Altman Z: 1.73
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MOSUndervalued (+55.4%)

Margin of Safety

+55.4%

Fair Value

$69.84

Current Price

$22.24

$47.60 discount

UndervaluedFair: $69.84Overvalued
NTRSignificantly Overvalued (-31.4%)

Margin of Safety

-31.4%

Fair Value

$55.61

Current Price

$67.20

$11.59 premium

UndervaluedFair: $55.61Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MOS3 strengths · Avg: 9.7/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

EPS GrowthGrowth
239.5%10/10

Earnings expanding 239.5% YoY

Debt/EquityHealth
0.109/10

Conservative balance sheet, low leverage

NTR4 strengths · Avg: 9.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

EPS GrowthGrowth
1250.0%10/10

Earnings expanding 1250.0% YoY

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
19.0%8/10

19.0% revenue growth

Areas to Watch

MOS4 concerns · Avg: 3.3/10
PEG RatioValuation
2.024/10

Expensive relative to growth rate

Return on EquityProfitability
6.2%3/10

ROE of 6.2% — below average capital efficiency

Profit MarginProfitability
0.4%3/10

0.4% margin — thin

Operating MarginProfitability
0.8%3/10

Operating margin of 0.8%

NTR2 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.734/10

Distress zone — elevated risk

Free Cash FlowQuality
$-1.13B2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : MOS

The strongest argument for MOS centers on Price/Book, EPS Growth, Debt/Equity. Revenue growth of 14.4% demonstrates continued momentum.

Bull Case : NTR

The strongest argument for NTR centers on Price/Book, EPS Growth, P/E Ratio. Revenue growth of 19.0% demonstrates continued momentum. PEG of 1.21 suggests the stock is reasonably priced for its growth.

Bear Case : MOS

The primary concerns for MOS are PEG Ratio, Return on Equity, Profit Margin. A P/E of 162.1x leaves little room for execution misses. Thin 0.4% margins leave little buffer for downturns.

Bear Case : NTR

The primary concerns for NTR are Altman Z-Score, Free Cash Flow.

Key Dynamics to Monitor

MOS profiles as a value stock while NTR is a growth play — different risk/reward profiles.

NTR carries more volatility with a beta of 1.06 — expect wider price swings.

NTR is growing revenue faster at 19.0% — sustainability is the question.

MOS generates stronger free cash flow (-253M), providing more financial flexibility.

Bottom Line

NTR scores higher overall (67/100 vs 62/100) and 19.0% revenue growth. MOS offers better value entry with a 55.4% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Mosaic Company

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

The Mosaic Company is a Fortune 500 company based in Tampa, Florida which mines phosphate and potash, and operates through segments such as international distribution and Mosaic Fertilizantes.

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Nutrien Ltd

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

Nutrien Ltd. provides inputs, services and solutions for crops. The company is headquartered in Saskatoon, Canada.

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