WallStSmart

CF Industries Holdings Inc (CF)vsNutrien Ltd (NTR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Nutrien Ltd generates 266% more annual revenue ($25.95B vs $7.08B). CF leads profitability with a 20.5% profit margin vs 8.7%. NTR appears more attractively valued with a PEG of 0.58. CF earns a higher WallStSmart Score of 76/100 (B+).

CF

Strong Buy

76

out of 100

Grade: B+

Growth: 6.7Profit: 8.5Value: 7.3Quality: 8.3
Piotroski: 6/9

NTR

Strong Buy

69

out of 100

Grade: B-

Growth: 6.0Profit: 6.0Value: 10.0Quality: 7.0
Piotroski: 6/9Altman Z: 1.74
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CFUndervalued (+77.1%)

Margin of Safety

+77.1%

Fair Value

$423.07

Current Price

$125.54

$297.53 discount

UndervaluedFair: $423.07Overvalued
NTRUndervalued (+67.3%)

Margin of Safety

+67.3%

Fair Value

$223.24

Current Price

$77.88

$145.36 discount

UndervaluedFair: $223.24Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CF6 strengths · Avg: 8.7/10
Operating MarginProfitability
35.3%10/10

Strong operational efficiency at 35.3%

Return on EquityProfitability
23.4%9/10

Every $100 of equity generates 23 in profit

Profit MarginProfitability
20.5%9/10

Keeps 21 of every $100 in revenue as profit

P/E RatioValuation
13.6x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
22.8%8/10

Revenue surging 22.8% year-over-year

EPS GrowthGrowth
37.1%8/10

Earnings expanding 37.1% YoY

NTR5 strengths · Avg: 8.8/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
414.7%10/10

Earnings expanding 414.7% YoY

PEG RatioValuation
0.588/10

Growing faster than its price suggests

P/E RatioValuation
16.7x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.18B8/10

Generating 2.2B in free cash flow

Areas to Watch

CF1 concerns · Avg: 2.0/10
PEG RatioValuation
5.662/10

Expensive relative to growth rate

NTR1 concerns · Avg: 4.0/10
Altman Z-ScoreHealth
1.744/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CF

The strongest argument for CF centers on Operating Margin, Return on Equity, Profit Margin. Profitability is solid with margins at 20.5% and operating margin at 35.3%. Revenue growth of 22.8% demonstrates continued momentum.

Bull Case : NTR

The strongest argument for NTR centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.58 suggests the stock is reasonably priced for its growth.

Bear Case : CF

The primary concerns for CF are PEG Ratio.

Bear Case : NTR

The primary concerns for NTR are Altman Z-Score.

Key Dynamics to Monitor

CF profiles as a growth stock while NTR is a value play — different risk/reward profiles.

NTR carries more volatility with a beta of 1.17 — expect wider price swings.

CF is growing revenue faster at 22.8% — sustainability is the question.

NTR generates stronger free cash flow (2.2B), providing more financial flexibility.

Bottom Line

CF scores higher overall (76/100 vs 69/100), backed by strong 20.5% margins and 22.8% revenue growth. NTR offers better value entry with a 67.3% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CF Industries Holdings Inc

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

CF Industries Holdings, Inc. is a North American manufacturer and distributor of agricultural fertilizers, based in Deerfield, Illinois.

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Nutrien Ltd

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

Nutrien Ltd. provides inputs, services and solutions for crops. The company is headquartered in Saskatoon, Canada.

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