WallStSmart

Everest Group Ltd (EG)vsSiriuspoint Ltd (SPNT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Everest Group Ltd generates 461% more annual revenue ($16.82B vs $3.00B). SPNT leads profitability with a 16.9% profit margin vs 11.4%. SPNT trades at a lower P/E of 6.0x. EG earns a higher WallStSmart Score of 66/100 (B-).

EG

Strong Buy

66

out of 100

Grade: B-

Growth: 4.0Profit: 6.0Value: 7.7Quality: 5.8
Piotroski: 4/9

SPNT

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 6.5Value: 6.7Quality: 5.5
Piotroski: 6/9Altman Z: 1.00

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EG4 strengths · Avg: 9.3/10
P/E RatioValuation
8.1x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.978/10

Growing faster than its price suggests

SPNT3 strengths · Avg: 9.7/10
P/E RatioValuation
6.0x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Return on EquityProfitability
21.7%9/10

Every $100 of equity generates 22 in profit

Areas to Watch

EG2 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-11.3%2/10

Revenue declined 11.3%

EPS GrowthGrowth
-11.5%2/10

Earnings declined 11.5%

SPNT3 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-0.5%2/10

Revenue declined 0.5%

Free Cash FlowQuality
$-27.20M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
1.002/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : EG

The strongest argument for EG centers on P/E Ratio, Price/Book, Debt/Equity. PEG of 0.97 suggests the stock is reasonably priced for its growth.

Bull Case : SPNT

The strongest argument for SPNT centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 16.9% and operating margin at 13.6%.

Bear Case : EG

The primary concerns for EG are Revenue Growth, EPS Growth.

Bear Case : SPNT

The primary concerns for SPNT are Revenue Growth, Free Cash Flow, Altman Z-Score.

Key Dynamics to Monitor

SPNT carries more volatility with a beta of 0.61 — expect wider price swings.

SPNT is growing revenue faster at -0.5% — sustainability is the question.

EG generates stronger free cash flow (290M), providing more financial flexibility.

Monitor INSURANCE - REINSURANCE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

EG scores higher overall (66/100 vs 62/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Everest Group Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Everest Group, Ltd., provides reinsurance and insurance products in the United States, Bermuda, and internationally. The company is headquartered in Hamilton, Bermuda.

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Siriuspoint Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

SiriusPoint Ltd. offers specialized P&C reinsurance products to insurance and reinsurance companies around the world. The company is headquartered in Pembroke, Bermuda.

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