WallStSmart

Everest Group Ltd (EG)vsSiriuspoint Ltd (SPNT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Everest Group Ltd generates 488% more annual revenue ($17.54B vs $2.98B). SPNT leads profitability with a 15.4% profit margin vs 9.1%. SPNT trades at a lower P/E of 5.8x. SPNT earns a higher WallStSmart Score of 72/100 (B).

EG

Buy

62

out of 100

Grade: C+

Growth: 4.0Profit: 5.5Value: 7.3Quality: 7.8
Piotroski: 4/9

SPNT

Strong Buy

72

out of 100

Grade: B

Growth: 8.0Profit: 6.5Value: 8.3Quality: 6.5
Piotroski: 5/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EGSignificantly Overvalued (-29.4%)

Margin of Safety

-29.4%

Fair Value

$256.90

Current Price

$323.93

$67.03 premium

UndervaluedFair: $256.90Overvalued
SPNTUndervalued (+88.1%)

Margin of Safety

+88.1%

Fair Value

$170.35

Current Price

$21.51

$148.84 discount

UndervaluedFair: $170.35Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EG4 strengths · Avg: 9.3/10
P/E RatioValuation
8.6x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.978/10

Growing faster than its price suggests

SPNT6 strengths · Avg: 9.0/10
P/E RatioValuation
5.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Return on EquityProfitability
20.9%9/10

Every $100 of equity generates 21 in profit

Debt/EquityHealth
0.289/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
19.4%8/10

19.4% revenue growth

EPS GrowthGrowth
26.5%8/10

Earnings expanding 26.5% YoY

Areas to Watch

EG3 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-2.9%2/10

Revenue declined 2.9%

EPS GrowthGrowth
-48.4%2/10

Earnings declined 48.4%

Free Cash FlowQuality
$-660.00M2/10

Negative free cash flow — burning cash

SPNT1 concerns · Avg: 2.0/10
Free Cash FlowQuality
$-28.10M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : EG

The strongest argument for EG centers on P/E Ratio, Price/Book, Debt/Equity. PEG of 0.97 suggests the stock is reasonably priced for its growth.

Bull Case : SPNT

The strongest argument for SPNT centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 15.4% and operating margin at 12.7%. Revenue growth of 19.4% demonstrates continued momentum.

Bear Case : EG

The primary concerns for EG are Revenue Growth, EPS Growth, Free Cash Flow.

Bear Case : SPNT

The primary concerns for SPNT are Free Cash Flow.

Key Dynamics to Monitor

EG profiles as a value stock while SPNT is a growth play — different risk/reward profiles.

SPNT carries more volatility with a beta of 0.67 — expect wider price swings.

SPNT is growing revenue faster at 19.4% — sustainability is the question.

SPNT generates stronger free cash flow (-28M), providing more financial flexibility.

Bottom Line

SPNT scores higher overall (72/100 vs 62/100), backed by strong 15.4% margins and 19.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Everest Group Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Everest Group, Ltd., provides reinsurance and insurance products in the United States, Bermuda, and internationally. The company is headquartered in Hamilton, Bermuda.

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Siriuspoint Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

SiriusPoint Ltd. offers specialized P&C reinsurance products to insurance and reinsurance companies around the world. The company is headquartered in Pembroke, Bermuda.

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