Hamilton Insurance Group, Ltd. (HG)vsSiriuspoint Ltd (SPNT)
HG
Hamilton Insurance Group, Ltd.
$34.85
-0.14%
FINANCIAL SERVICES · Cap: $3.39B
SPNT
Siriuspoint Ltd
$24.20
-0.66%
FINANCIAL SERVICES · Cap: $2.84B
Smart Verdict
WallStSmart Research — data-driven comparison
Siriuspoint Ltd generates 0% more annual revenue ($3.00B vs $2.99B). HG leads profitability with a 19.6% profit margin vs 16.9%. HG trades at a lower P/E of 6.0x. HG earns a higher WallStSmart Score of 67/100 (B-).
HG
Strong Buy67
out of 100
Grade: B-
SPNT
Buy62
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 31.4%
Conservative balance sheet, low leverage
Every $100 of equity generates 23 in profit
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 22 in profit
Areas to Watch
Earnings declined 20.7%
Distress zone — elevated risk
Revenue declined 0.5%
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HG
The strongest argument for HG centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 19.6% and operating margin at 31.4%. Revenue growth of 13.0% demonstrates continued momentum.
Bull Case : SPNT
The strongest argument for SPNT centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 16.9% and operating margin at 13.6%.
Bear Case : HG
The primary concerns for HG are EPS Growth, Altman Z-Score.
Bear Case : SPNT
The primary concerns for SPNT are Revenue Growth, Free Cash Flow, Altman Z-Score.
Key Dynamics to Monitor
HG profiles as a mature stock while SPNT is a declining play — different risk/reward profiles.
SPNT carries more volatility with a beta of 0.61 — expect wider price swings.
HG is growing revenue faster at 13.0% — sustainability is the question.
HG generates stronger free cash flow (125M), providing more financial flexibility.
Bottom Line
HG scores higher overall (67/100 vs 62/100), backed by strong 19.6% margins and 13.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hamilton Insurance Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Hamilton Insurance Group, Ltd., engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company is headquartered in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.
Visit Website →Siriuspoint Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
SiriusPoint Ltd. offers specialized P&C reinsurance products to insurance and reinsurance companies around the world. The company is headquartered in Pembroke, Bermuda.
Visit Website →Compare with Other INSURANCE - REINSURANCE Stocks
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