WallStSmart

CBL & Associates Properties Inc (CBL)vsRegency Centers Corporation (REG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Regency Centers Corporation generates 183% more annual revenue ($1.65B vs $582.57M). REG leads profitability with a 33.1% profit margin vs 29.8%. CBL trades at a lower P/E of 8.8x. CBL earns a higher WallStSmart Score of 64/100 (C+).

CBL

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 8.5Value: 6.7Quality: 3.5
Piotroski: 6/9Altman Z: 0.65

REG

Buy

63

out of 100

Grade: C+

Growth: 6.7Profit: 8.0Value: 6.0Quality: 5.0
Piotroski: 4/9Altman Z: 0.83
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CBL.

REGUndervalued (+44.0%)

Margin of Safety

+44.0%

Fair Value

$136.47

Current Price

$77.72

$58.75 discount

UndervaluedFair: $136.47Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CBL5 strengths · Avg: 9.4/10
P/E RatioValuation
8.8x10/10

Attractively priced relative to earnings

Return on EquityProfitability
43.6%10/10

Every $100 of equity generates 44 in profit

EPS GrowthGrowth
448.5%10/10

Earnings expanding 448.5% YoY

Profit MarginProfitability
29.8%9/10

Keeps 30 of every $100 in revenue as profit

Operating MarginProfitability
23.8%8/10

Strong operational efficiency at 23.8%

REG3 strengths · Avg: 9.3/10
Profit MarginProfitability
33.1%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
40.7%10/10

Strong operational efficiency at 40.7%

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

Areas to Watch

CBL4 concerns · Avg: 2.5/10
Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Market CapQuality
$1.50B3/10

Smaller company, higher risk/reward

Altman Z-ScoreHealth
0.652/10

Distress zone — elevated risk

Debt/EquityHealth
5.221/10

Elevated debt levels

REG3 concerns · Avg: 2.7/10
P/E RatioValuation
27.6x4/10

Moderate valuation

PEG RatioValuation
2.702/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.832/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CBL

The strongest argument for CBL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 29.8% and operating margin at 23.8%.

Bull Case : REG

The strongest argument for REG centers on Profit Margin, Operating Margin, Price/Book. Profitability is solid with margins at 33.1% and operating margin at 40.7%.

Bear Case : CBL

The primary concerns for CBL are Revenue Growth, Market Cap, Altman Z-Score. Debt-to-equity of 5.22 is elevated, increasing financial risk.

Bear Case : REG

The primary concerns for REG are P/E Ratio, PEG Ratio, Altman Z-Score.

Key Dynamics to Monitor

CBL profiles as a value stock while REG is a mature play — different risk/reward profiles.

CBL carries more volatility with a beta of 1.46 — expect wider price swings.

REG is growing revenue faster at 10.0% — sustainability is the question.

CBL generates stronger free cash flow (53M), providing more financial flexibility.

Bottom Line

CBL scores higher overall (64/100 vs 63/100), backed by strong 29.8% margins. REG offers better value entry with a 44.0% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CBL & Associates Properties Inc

REAL ESTATE · REIT - RETAIL · USA

CBL & Associates Properties Inc. is a prominent real estate investment trust (REIT) that focuses on acquiring, managing, and redeveloping shopping malls and retail properties throughout the United States. In response to evolving consumer preferences, CBL adopts a forward-thinking strategy that incorporates mixed-use developments and experiential retail environments, enhancing tenant engagement and driving operational efficiency. Through innovative asset management and sustainable practices, the company aims to maximize property value, positioning itself as a strong investment opportunity for institutional investors seeking stability and growth in the retail real estate sector.

Visit Website →

Regency Centers Corporation

REAL ESTATE · REIT - RETAIL · USA

Regency Centers Corporation is a real estate investment trust based in Jacksonville, Florida and is one of the largest operators of shopping centers with grocery stores as anchor tenants.

Want to dig deeper into these stocks?