WallStSmart

CF Industries Holdings Inc (CF)vsIntrepid Potash Inc (IPI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CF Industries Holdings Inc generates 2956% more annual revenue ($7.41B vs $242.40M). CF leads profitability with a 23.7% profit margin vs 5.8%. IPI appears more attractively valued with a PEG of 0.96. CF earns a higher WallStSmart Score of 75/100 (B).

CF

Strong Buy

75

out of 100

Grade: B

Growth: 6.7Profit: 9.0Value: 7.3Quality: 8.0
Piotroski: 6/9Altman Z: 2.37

IPI

Buy

58

out of 100

Grade: C

Growth: 6.0Profit: 4.5Value: 5.7Quality: 8.5
Piotroski: 4/9Altman Z: 2.64
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CFUndervalued (+49.7%)

Margin of Safety

+49.7%

Fair Value

$217.58

Current Price

$117.54

$100.04 discount

UndervaluedFair: $217.58Overvalued

Intrinsic value data unavailable for IPI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CF6 strengths · Avg: 9.5/10
P/E RatioValuation
9.9x10/10

Attractively priced relative to earnings

Return on EquityProfitability
32.9%10/10

Every $100 of equity generates 33 in profit

Operating MarginProfitability
33.6%10/10

Strong operational efficiency at 33.6%

EPS GrowthGrowth
115.1%10/10

Earnings expanding 115.1% YoY

Profit MarginProfitability
23.7%9/10

Keeps 24 of every $100 in revenue as profit

Revenue GrowthGrowth
19.4%8/10

19.4% revenue growth

IPI4 strengths · Avg: 9.5/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

EPS GrowthGrowth
60.1%10/10

Earnings expanding 60.1% YoY

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.968/10

Growing faster than its price suggests

Areas to Watch

CF1 concerns · Avg: 2.0/10
PEG RatioValuation
3.252/10

Expensive relative to growth rate

IPI4 concerns · Avg: 3.3/10
P/E RatioValuation
34.3x4/10

Premium valuation, high expectations priced in

Market CapQuality
$511.39M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.8%3/10

ROE of 2.8% — below average capital efficiency

Profit MarginProfitability
5.8%3/10

5.8% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CF

The strongest argument for CF centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 23.7% and operating margin at 33.6%. Revenue growth of 19.4% demonstrates continued momentum.

Bull Case : IPI

The strongest argument for IPI centers on Price/Book, EPS Growth, Debt/Equity. PEG of 0.96 suggests the stock is reasonably priced for its growth.

Bear Case : CF

The primary concerns for CF are PEG Ratio.

Bear Case : IPI

The primary concerns for IPI are P/E Ratio, Market Cap, Return on Equity.

Key Dynamics to Monitor

CF profiles as a growth stock while IPI is a value play — different risk/reward profiles.

IPI carries more volatility with a beta of 1.26 — expect wider price swings.

CF is growing revenue faster at 19.4% — sustainability is the question.

CF generates stronger free cash flow (273M), providing more financial flexibility.

Bottom Line

CF scores higher overall (75/100 vs 58/100), backed by strong 23.7% margins and 19.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CF Industries Holdings Inc

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

CF Industries Holdings, Inc. is a North American manufacturer and distributor of agricultural fertilizers, based in Deerfield, Illinois.

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Intrepid Potash Inc

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

Intrepid Potash, Inc. produces and sells potash and langbeinite products in the United States and internationally. The company is headquartered in Denver, Colorado.

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