WallStSmart

Everest Group Ltd (EG)vsRenaissancere Holdings Ltd (RNR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Everest Group Ltd generates 51% more annual revenue ($16.82B vs $11.17B). RNR leads profitability with a 23.6% profit margin vs 11.4%. EG appears more attractively valued with a PEG of 0.97. EG earns a higher WallStSmart Score of 66/100 (B-).

EG

Strong Buy

66

out of 100

Grade: B-

Growth: 4.0Profit: 6.0Value: 7.7Quality: 5.8
Piotroski: 4/9

RNR

Strong Buy

65

out of 100

Grade: B-

Growth: 4.7Profit: 8.0Value: 5.7Quality: 7.5
Piotroski: 6/9Altman Z: 1.92

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EG4 strengths · Avg: 9.3/10
P/E RatioValuation
8.1x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.978/10

Growing faster than its price suggests

RNR6 strengths · Avg: 9.5/10
P/E RatioValuation
5.6x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Operating MarginProfitability
41.7%10/10

Strong operational efficiency at 41.7%

Return on EquityProfitability
22.3%9/10

Every $100 of equity generates 22 in profit

Profit MarginProfitability
23.6%9/10

Keeps 24 of every $100 in revenue as profit

Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

Areas to Watch

EG2 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-11.3%2/10

Revenue declined 11.3%

EPS GrowthGrowth
-11.5%2/10

Earnings declined 11.5%

RNR4 concerns · Avg: 2.5/10
Altman Z-ScoreHealth
1.924/10

Grey zone — moderate risk

PEG RatioValuation
3.622/10

Expensive relative to growth rate

Revenue GrowthGrowth
-13.2%2/10

Revenue declined 13.2%

EPS GrowthGrowth
-10.0%2/10

Earnings declined 10.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : EG

The strongest argument for EG centers on P/E Ratio, Price/Book, Debt/Equity. PEG of 0.97 suggests the stock is reasonably priced for its growth.

Bull Case : RNR

The strongest argument for RNR centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 23.6% and operating margin at 41.7%.

Bear Case : EG

The primary concerns for EG are Revenue Growth, EPS Growth.

Bear Case : RNR

The primary concerns for RNR are Altman Z-Score, PEG Ratio, Revenue Growth.

Key Dynamics to Monitor

EG carries more volatility with a beta of 0.28 — expect wider price swings.

EG is growing revenue faster at -11.3% — sustainability is the question.

RNR generates stronger free cash flow (852M), providing more financial flexibility.

Monitor INSURANCE - REINSURANCE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

EG scores higher overall (66/100 vs 65/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Everest Group Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Everest Group, Ltd., provides reinsurance and insurance products in the United States, Bermuda, and internationally. The company is headquartered in Hamilton, Bermuda.

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Renaissancere Holdings Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

RenaissanceRe Holdings Ltd. provides insurance and reinsurance products in the United States and internationally. The company is headquartered in Pembroke, Bermuda.

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