WallStSmart

Everest Group Ltd (EG)vsHamilton Insurance Group, Ltd. (HG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Everest Group Ltd generates 502% more annual revenue ($17.54B vs $2.91B). HG leads profitability with a 19.8% profit margin vs 9.1%. HG trades at a lower P/E of 5.3x. HG earns a higher WallStSmart Score of 77/100 (B+).

EG

Buy

62

out of 100

Grade: C+

Growth: 4.0Profit: 5.5Value: 7.3Quality: 7.8
Piotroski: 4/9

HG

Strong Buy

77

out of 100

Grade: B+

Growth: 9.3Profit: 8.5Value: 8.3Quality: 4.8
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EGSignificantly Overvalued (-29.4%)

Margin of Safety

-29.4%

Fair Value

$256.90

Current Price

$323.93

$67.03 premium

UndervaluedFair: $256.90Overvalued
HGUndervalued (+88.3%)

Margin of Safety

+88.3%

Fair Value

$259.74

Current Price

$29.06

$230.68 discount

UndervaluedFair: $259.74Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EG4 strengths · Avg: 9.3/10
P/E RatioValuation
8.6x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.978/10

Growing faster than its price suggests

HG6 strengths · Avg: 9.3/10
P/E RatioValuation
5.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Return on EquityProfitability
32.6%10/10

Every $100 of equity generates 33 in profit

EPS GrowthGrowth
433.3%10/10

Earnings expanding 433.3% YoY

Operating MarginProfitability
26.9%8/10

Strong operational efficiency at 26.9%

Revenue GrowthGrowth
29.4%8/10

Revenue surging 29.4% year-over-year

Areas to Watch

EG3 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-2.9%2/10

Revenue declined 2.9%

EPS GrowthGrowth
-48.4%2/10

Earnings declined 48.4%

Free Cash FlowQuality
$-660.00M2/10

Negative free cash flow — burning cash

HG1 concerns · Avg: 3.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : EG

The strongest argument for EG centers on P/E Ratio, Price/Book, Debt/Equity. PEG of 0.97 suggests the stock is reasonably priced for its growth.

Bull Case : HG

The strongest argument for HG centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 19.8% and operating margin at 26.9%. Revenue growth of 29.4% demonstrates continued momentum.

Bear Case : EG

The primary concerns for EG are Revenue Growth, EPS Growth, Free Cash Flow.

Bear Case : HG

The primary concerns for HG are Piotroski F-Score.

Key Dynamics to Monitor

EG profiles as a value stock while HG is a growth play — different risk/reward profiles.

HG carries more volatility with a beta of 0.55 — expect wider price swings.

HG is growing revenue faster at 29.4% — sustainability is the question.

HG generates stronger free cash flow (293M), providing more financial flexibility.

Bottom Line

HG scores higher overall (77/100 vs 62/100), backed by strong 19.8% margins and 29.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Everest Group Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Everest Group, Ltd., provides reinsurance and insurance products in the United States, Bermuda, and internationally. The company is headquartered in Hamilton, Bermuda.

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Hamilton Insurance Group, Ltd.

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Hamilton Insurance Group, Ltd., engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company is headquartered in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.

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