WallStSmart

General Mills Inc (GIS)vsUtz Brands Inc (UTZ)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

General Mills Inc generates 1177% more annual revenue ($18.37B vs $1.44B). GIS leads profitability with a 12.0% profit margin vs 6.0%. GIS trades at a lower P/E of 8.8x. GIS earns a higher WallStSmart Score of 53/100 (C-).

GIS

Buy

53

out of 100

Grade: C-

Growth: 4.7Profit: 6.5Value: 4.7Quality: 4.3
Piotroski: 3/9Altman Z: 1.99

UTZ

Hold

40

out of 100

Grade: D

Growth: 7.3Profit: 4.5Value: 3.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GISSignificantly Overvalued (-76.2%)

Margin of Safety

-76.2%

Fair Value

$27.81

Current Price

$36.17

$8.36 premium

UndervaluedFair: $27.81Overvalued
UTZSignificantly Overvalued (-15800.0%)

Margin of Safety

-15800.0%

Fair Value

$0.07

Current Price

$7.56

$7.49 premium

UndervaluedFair: $0.07Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GIS3 strengths · Avg: 9.0/10
P/E RatioValuation
8.8x10/10

Attractively priced relative to earnings

Return on EquityProfitability
23.6%9/10

Every $100 of equity generates 24 in profit

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

UTZ2 strengths · Avg: 10.0/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
40.0%10/10

Revenue surging 40.0% year-over-year

Areas to Watch

GIS4 concerns · Avg: 2.8/10
Altman Z-ScoreHealth
1.994/10

Grey zone — moderate risk

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
11.742/10

Expensive relative to growth rate

Revenue GrowthGrowth
-8.4%2/10

Revenue declined 8.4%

UTZ4 concerns · Avg: 2.5/10
Market CapQuality
$668.55M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.0%3/10

6.0% margin — thin

P/E RatioValuation
756.0x2/10

Premium valuation, high expectations priced in

Return on EquityProfitability
-57.0%2/10

ROE of -57.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : GIS

The strongest argument for GIS centers on P/E Ratio, Return on Equity, Price/Book.

Bull Case : UTZ

The strongest argument for UTZ centers on Price/Book, Revenue Growth. Revenue growth of 40.0% demonstrates continued momentum.

Bear Case : GIS

The primary concerns for GIS are Altman Z-Score, Piotroski F-Score, PEG Ratio.

Bear Case : UTZ

The primary concerns for UTZ are Market Cap, Profit Margin, P/E Ratio. A P/E of 756.0x leaves little room for execution misses.

Key Dynamics to Monitor

GIS profiles as a declining stock while UTZ is a hypergrowth play — different risk/reward profiles.

UTZ carries more volatility with a beta of 0.95 — expect wider price swings.

UTZ is growing revenue faster at 40.0% — sustainability is the question.

GIS generates stronger free cash flow (296M), providing more financial flexibility.

Bottom Line

GIS scores higher overall (53/100 vs 40/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

General Mills Inc

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

General Mills, Inc., is an American multinational manufacturer and marketer of branded consumer foods sold through retail stores. It is headquartered in Golden Valley, Minnesota, a suburb of Minneapolis.

Utz Brands Inc

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

Utz Brands, Inc. is a snack food company. The company is headquartered in Hanover, Pennsylvania.

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