Hamilton Insurance Group, Ltd. (HG)vsRenaissancere Holdings Ltd (RNR)
HG
Hamilton Insurance Group, Ltd.
$29.06
-1.36%
FINANCIAL SERVICES · Cap: $2.92B
RNR
Renaissancere Holdings Ltd
$293.24
-0.32%
FINANCIAL SERVICES · Cap: $12.75B
Smart Verdict
WallStSmart Research — data-driven comparison
Renaissancere Holdings Ltd generates 342% more annual revenue ($12.86B vs $2.91B). RNR leads profitability with a 20.8% profit margin vs 19.8%. RNR trades at a lower P/E of 5.3x. HG earns a higher WallStSmart Score of 77/100 (B+).
HG
Strong Buy77
out of 100
Grade: B+
RNR
Strong Buy74
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+88.3%
Fair Value
$259.74
Current Price
$29.06
$230.68 discount
Margin of Safety
+19.8%
Fair Value
$379.85
Current Price
$293.24
$86.61 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 33 in profit
Earnings expanding 433.3% YoY
Strong operational efficiency at 26.9%
Revenue surging 29.4% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 43.7%
Keeps 21 of every $100 in revenue as profit
Revenue surging 27.6% year-over-year
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Earnings declined 14.2%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HG
The strongest argument for HG centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 19.8% and operating margin at 26.9%. Revenue growth of 29.4% demonstrates continued momentum.
Bull Case : RNR
The strongest argument for RNR centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 20.8% and operating margin at 43.7%. Revenue growth of 27.6% demonstrates continued momentum.
Bear Case : HG
The primary concerns for HG are Piotroski F-Score.
Bear Case : RNR
The primary concerns for RNR are PEG Ratio, EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
HG carries more volatility with a beta of 0.55 — expect wider price swings.
HG is growing revenue faster at 29.4% — sustainability is the question.
RNR generates stronger free cash flow (483M), providing more financial flexibility.
Monitor INSURANCE - REINSURANCE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HG scores higher overall (77/100 vs 74/100), backed by strong 19.8% margins and 29.4% revenue growth. RNR offers better value entry with a 19.8% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hamilton Insurance Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Hamilton Insurance Group, Ltd., engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company is headquartered in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.
Visit Website →Renaissancere Holdings Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
RenaissanceRe Holdings Ltd. provides insurance and reinsurance products in the United States and internationally. The company is headquartered in Pembroke, Bermuda.
Compare with Other INSURANCE - REINSURANCE Stocks
Want to dig deeper into these stocks?