Hamilton Insurance Group, Ltd. (HG)vsRenaissancere Holdings Ltd (RNR)
HG
Hamilton Insurance Group, Ltd.
$30.49
+4.70%
FINANCIAL SERVICES · Cap: $2.94B
RNR
Renaissancere Holdings Ltd
$288.48
+3.87%
FINANCIAL SERVICES · Cap: $12.83B
Smart Verdict
WallStSmart Research — data-driven comparison
Renaissancere Holdings Ltd generates 300% more annual revenue ($11.59B vs $2.89B). RNR leads profitability with a 24.2% profit margin vs 21.7%. HG trades at a lower P/E of 4.9x. RNR earns a higher WallStSmart Score of 73/100 (B).
HG
Strong Buy71
out of 100
Grade: B
RNR
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 70.1% YoY
Conservative balance sheet, low leverage
Every $100 of equity generates 23 in profit
Keeps 22 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 100.9% YoY
Every $100 of equity generates 24 in profit
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Areas to Watch
Revenue declined 2.2%
Distress zone — elevated risk
Grey zone — moderate risk
Expensive relative to growth rate
Revenue declined 36.6%
Comparative Analysis Report
WallStSmart ResearchBull Case : HG
The strongest argument for HG centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 21.7% and operating margin at 29.1%.
Bull Case : RNR
The strongest argument for RNR centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.2% and operating margin at 26.8%.
Bear Case : HG
The primary concerns for HG are Revenue Growth, Altman Z-Score.
Bear Case : RNR
The primary concerns for RNR are Altman Z-Score, PEG Ratio, Revenue Growth.
Key Dynamics to Monitor
HG carries more volatility with a beta of 0.70 — expect wider price swings.
HG is growing revenue faster at -2.2% — sustainability is the question.
RNR generates stronger free cash flow (688M), providing more financial flexibility.
Monitor INSURANCE - REINSURANCE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
RNR scores higher overall (73/100 vs 71/100), backed by strong 24.2% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hamilton Insurance Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Hamilton Insurance Group, Ltd., engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company is headquartered in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.
Visit Website →Renaissancere Holdings Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
RenaissanceRe Holdings Ltd. provides insurance and reinsurance products in the United States and internationally. The company is headquartered in Pembroke, Bermuda.
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