Hamilton Insurance Group, Ltd. (HG)vsRenaissancere Holdings Ltd (RNR)
HG
Hamilton Insurance Group, Ltd.
$34.85
-0.14%
FINANCIAL SERVICES · Cap: $3.39B
RNR
Renaissancere Holdings Ltd
$324.99
-0.47%
FINANCIAL SERVICES · Cap: $13.43B
Smart Verdict
WallStSmart Research — data-driven comparison
Renaissancere Holdings Ltd generates 273% more annual revenue ($11.17B vs $2.99B). RNR leads profitability with a 23.6% profit margin vs 19.6%. RNR trades at a lower P/E of 5.6x. HG earns a higher WallStSmart Score of 67/100 (B-).
HG
Strong Buy67
out of 100
Grade: B-
RNR
Strong Buy65
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 31.4%
Conservative balance sheet, low leverage
Every $100 of equity generates 23 in profit
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 41.7%
Every $100 of equity generates 22 in profit
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Areas to Watch
Earnings declined 20.7%
Distress zone — elevated risk
Grey zone — moderate risk
Expensive relative to growth rate
Revenue declined 13.2%
Earnings declined 10.0%
Comparative Analysis Report
WallStSmart ResearchBull Case : HG
The strongest argument for HG centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 19.6% and operating margin at 31.4%. Revenue growth of 13.0% demonstrates continued momentum.
Bull Case : RNR
The strongest argument for RNR centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 23.6% and operating margin at 41.7%.
Bear Case : HG
The primary concerns for HG are EPS Growth, Altman Z-Score.
Bear Case : RNR
The primary concerns for RNR are Altman Z-Score, PEG Ratio, Revenue Growth.
Key Dynamics to Monitor
HG profiles as a mature stock while RNR is a declining play — different risk/reward profiles.
HG carries more volatility with a beta of 0.42 — expect wider price swings.
HG is growing revenue faster at 13.0% — sustainability is the question.
RNR generates stronger free cash flow (852M), providing more financial flexibility.
Bottom Line
HG scores higher overall (67/100 vs 65/100), backed by strong 19.6% margins and 13.0% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hamilton Insurance Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Hamilton Insurance Group, Ltd., engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company is headquartered in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.
Visit Website →Renaissancere Holdings Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
RenaissanceRe Holdings Ltd. provides insurance and reinsurance products in the United States and internationally. The company is headquartered in Pembroke, Bermuda.
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