WallStSmart

Alpine Income Property Trust, Inc. (PINE)vsRegency Centers Corporation (REG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Regency Centers Corporation generates 2561% more annual revenue ($1.61B vs $60.53M). REG leads profitability with a 32.7% profit margin vs -4.4%. REG earns a higher WallStSmart Score of 65/100 (B-).

PINE

Buy

55

out of 100

Grade: C

Growth: 8.7Profit: 4.5Value: 5.0Quality: 5.0

REG

Strong Buy

65

out of 100

Grade: B-

Growth: 7.3Profit: 7.5Value: 7.3Quality: 4.3
Piotroski: 4/9Altman Z: 0.80
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for PINE.

REGUndervalued (+42.1%)

Margin of Safety

+42.1%

Fair Value

$131.98

Current Price

$74.43

$57.55 discount

UndervaluedFair: $131.98Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PINE4 strengths · Avg: 9.5/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
34.3%10/10

Strong operational efficiency at 34.3%

EPS GrowthGrowth
75.7%10/10

Earnings expanding 75.7% YoY

Revenue GrowthGrowth
22.5%8/10

Revenue surging 22.5% year-over-year

REG4 strengths · Avg: 9.5/10
Profit MarginProfitability
32.7%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
38.8%10/10

Strong operational efficiency at 38.8%

EPS GrowthGrowth
141.9%10/10

Earnings expanding 141.9% YoY

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

PINE4 concerns · Avg: 2.0/10
Market CapQuality
$300.80M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-1.0%2/10

ROE of -1.0% — below average capital efficiency

Free Cash FlowQuality
$-38.94M2/10

Negative free cash flow — burning cash

Profit MarginProfitability
-4.4%1/10

Currently unprofitable

REG4 concerns · Avg: 2.8/10
P/E RatioValuation
26.4x4/10

Moderate valuation

Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

PEG RatioValuation
2.612/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.802/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : PINE

The strongest argument for PINE centers on Price/Book, Operating Margin, EPS Growth. Revenue growth of 22.5% demonstrates continued momentum.

Bull Case : REG

The strongest argument for REG centers on Profit Margin, Operating Margin, EPS Growth. Profitability is solid with margins at 32.7% and operating margin at 38.8%.

Bear Case : PINE

The primary concerns for PINE are Market Cap, Return on Equity, Free Cash Flow.

Bear Case : REG

The primary concerns for REG are P/E Ratio, Return on Equity, PEG Ratio.

Key Dynamics to Monitor

PINE profiles as a growth stock while REG is a mature play — different risk/reward profiles.

REG carries more volatility with a beta of 0.93 — expect wider price swings.

PINE is growing revenue faster at 22.5% — sustainability is the question.

REG generates stronger free cash flow (76M), providing more financial flexibility.

Bottom Line

REG scores higher overall (65/100 vs 55/100), backed by strong 32.7% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Alpine Income Property Trust, Inc.

REAL ESTATE · REIT - RETAIL · USA

Alpine Income Property Trust, Inc. (Ticker: PINE) is a strategic real estate investment trust (REIT) focused on acquiring and managing a diverse portfolio of high-quality retail and commercial properties leased to creditworthy tenants across the United States. The company's investment approach prioritizes generating consistent rental income and maximizing shareholder value through careful capital management and operational efficiency. By concentrating on net-leased assets, Alpine Income seeks to provide stable returns, making it an attractive opportunity for institutional investors looking to enhance yield and diversify their real estate portfolios in an increasingly competitive market.

Regency Centers Corporation

REAL ESTATE · REIT - RETAIL · USA

Regency Centers Corporation is a real estate investment trust based in Jacksonville, Florida and is one of the largest operators of shopping centers with grocery stores as anchor tenants.

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