BJs Wholesale Club Holdings Inc (BJ)vsNatural Grocers by Vitamin Cottage Inc (NGVC)
BJ
BJs Wholesale Club Holdings Inc
$90.97
-1.45%
CONSUMER DEFENSIVE · Cap: $11.66B
NGVC
Natural Grocers by Vitamin Cottage Inc
$30.08
-2.65%
CONSUMER DEFENSIVE · Cap: $675.70M
Smart Verdict
WallStSmart Research — data-driven comparison
BJs Wholesale Club Holdings Inc generates 1598% more annual revenue ($22.81B vs $1.34B). NGVC leads profitability with a 3.5% profit margin vs 2.6%. NGVC appears more attractively valued with a PEG of 1.44. BJ earns a higher WallStSmart Score of 58/100 (C).
BJ
Buy58
out of 100
Grade: C
NGVC
Buy50
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-62.6%
Fair Value
$61.21
Current Price
$90.97
$29.76 premium
Margin of Safety
+19.6%
Fair Value
$30.75
Current Price
$30.08
$0.67 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 27 in profit
15.7% revenue growth
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
2.6% margin — thin
Operating margin of 4.0%
Elevated debt levels
1.8% revenue growth
Smaller company, higher risk/reward
3.5% margin — thin
Operating margin of 3.9%
Comparative Analysis Report
WallStSmart ResearchBull Case : BJ
The strongest argument for BJ centers on Altman Z-Score, Return on Equity, Revenue Growth. Revenue growth of 15.7% demonstrates continued momentum.
Bull Case : NGVC
The strongest argument for NGVC centers on P/E Ratio, Price/Book. PEG of 1.44 suggests the stock is reasonably priced for its growth.
Bear Case : BJ
The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.
Bear Case : NGVC
The primary concerns for NGVC are Revenue Growth, Market Cap, Profit Margin. Thin 3.5% margins leave little buffer for downturns.
Key Dynamics to Monitor
BJ profiles as a growth stock while NGVC is a value play — different risk/reward profiles.
NGVC carries more volatility with a beta of 1.25 — expect wider price swings.
BJ is growing revenue faster at 15.7% — sustainability is the question.
BJ generates stronger free cash flow (224M), providing more financial flexibility.
Bottom Line
BJ scores higher overall (58/100 vs 50/100) and 15.7% revenue growth. NGVC offers better value entry with a 19.6% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BJs Wholesale Club Holdings Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.
Natural Grocers by Vitamin Cottage Inc
CONSUMER DEFENSIVE · GROCERY STORES · USA
Natural Grocers of Vitamin Cottage, Inc., sells natural and organic foods and dietary supplements in the United States. The company is headquartered in Lakewood, Colorado.
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