Genworth Financial Inc (GNW)vsJPMorgan Chase & Co (JPM)
GNW
Genworth Financial Inc
$9.69
-0.21%
FINANCIAL SERVICES · Cap: $3.76B
JPM
JPMorgan Chase & Co
$357.52
+0.34%
FINANCIAL SERVICES · Cap: $916.31B
Smart Verdict
WallStSmart Research — data-driven comparison
JPMorgan Chase & Co generates 2455% more annual revenue ($186.33B vs $7.29B). JPM leads profitability with a 34.9% profit margin vs 3.0%. GNW appears more attractively valued with a PEG of 0.31. JPM earns a higher WallStSmart Score of 81/100 (A-).
GNW
Buy53
out of 100
Grade: C-
JPM
Exceptional Buy81
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Conservative balance sheet, low leverage
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 50.4%
Revenue surging 30.4% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
ROE of 2.5% — below average capital efficiency
3.0% margin — thin
Revenue declined 0.5%
Earnings declined 8.4%
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : GNW
The strongest argument for GNW centers on PEG Ratio, Price/Book, Debt/Equity. PEG of 0.31 suggests the stock is reasonably priced for its growth.
Bull Case : JPM
The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 34.9% and operating margin at 50.4%. Revenue growth of 30.4% demonstrates continued momentum.
Bear Case : GNW
The primary concerns for GNW are Return on Equity, Profit Margin, Revenue Growth. Thin 3.0% margins leave little buffer for downturns.
Bear Case : JPM
The primary concerns for JPM are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 3.30 is elevated, increasing financial risk.
Key Dynamics to Monitor
GNW profiles as a value stock while JPM is a growth play — different risk/reward profiles.
JPM carries more volatility with a beta of 0.98 — expect wider price swings.
JPM is growing revenue faster at 30.4% — sustainability is the question.
GNW generates stronger free cash flow (91M), providing more financial flexibility.
Bottom Line
JPM scores higher overall (81/100 vs 53/100), backed by strong 34.9% margins and 30.4% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Genworth Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Genworth Financial, Inc. offers insurance products in the United States and internationally. The company is headquartered in Richmond, Virginia.
Visit Website →JPMorgan Chase & Co
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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