WallStSmart

Legacy Housing Corp (LEGH)vsLowe's Companies Inc (LOW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 50294% more annual revenue ($90.43B vs $179.45M). LEGH leads profitability with a 28.6% profit margin vs 7.3%. LEGH appears more attractively valued with a PEG of 0.61. LEGH earns a higher WallStSmart Score of 79/100 (B+).

LEGH

Strong Buy

79

out of 100

Grade: B+

Growth: 7.3Profit: 8.0Value: 6.0Quality: 8.5
Piotroski: 2/9Altman Z: 7.83

LOW

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 5.5Value: 5.3Quality: 6.0
Piotroski: 3/9Altman Z: 1.97
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LEGHSignificantly Overvalued (-55.6%)

Margin of Safety

-55.6%

Fair Value

$13.91

Current Price

$27.67

$13.76 premium

UndervaluedFair: $13.91Overvalued
LOWSignificantly Overvalued (-36.2%)

Margin of Safety

-36.2%

Fair Value

$144.51

Current Price

$196.82

$52.31 premium

UndervaluedFair: $144.51Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LEGH6 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Operating MarginProfitability
39.9%10/10

Strong operational efficiency at 39.9%

Revenue GrowthGrowth
32.3%10/10

Revenue surging 32.3% year-over-year

EPS GrowthGrowth
64.6%10/10

Earnings expanding 64.6% YoY

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
7.8310/10

Safe zone — low bankruptcy risk

LOW4 strengths · Avg: 8.8/10
Debt/EquityHealth
-5.6510/10

Conservative balance sheet, low leverage

Market CapQuality
$110.43B9/10

Large-cap with strong market position

P/E RatioValuation
16.6x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$3.12B8/10

Generating 3.1B in free cash flow

Areas to Watch

LEGH2 concerns · Avg: 3.0/10
Market CapQuality
$663.27M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

LOW4 concerns · Avg: 3.5/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Altman Z-ScoreHealth
1.974/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.3%3/10

7.3% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : LEGH

The strongest argument for LEGH centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 28.6% and operating margin at 39.9%. Revenue growth of 32.3% demonstrates continued momentum.

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. PEG of 1.33 suggests the stock is reasonably priced for its growth.

Bear Case : LEGH

The primary concerns for LEGH are Market Cap, Piotroski F-Score.

Bear Case : LOW

The primary concerns for LOW are EPS Growth, Altman Z-Score, Return on Equity.

Key Dynamics to Monitor

LEGH profiles as a growth stock while LOW is a value play — different risk/reward profiles.

LOW carries more volatility with a beta of 0.85 — expect wider price swings.

LEGH is growing revenue faster at 32.3% — sustainability is the question.

LOW generates stronger free cash flow (3.1B), providing more financial flexibility.

Bottom Line

LEGH scores higher overall (79/100 vs 50/100), backed by strong 28.6% margins and 32.3% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Legacy Housing Corp

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Legacy Housing Corporation builds, sells, and finances manufactured homes and tiny homes primarily in the southern United States. The company is headquartered in Bedford, Texas.

Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

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