Genworth Financial Inc (GNW)vsUnum Group (UNM)
GNW
Genworth Financial Inc
$8.70
-2.36%
FINANCIAL SERVICES · Cap: $3.41B
UNM
Unum Group
$76.75
+3.79%
FINANCIAL SERVICES · Cap: $14.50B
Smart Verdict
WallStSmart Research — data-driven comparison
Unum Group generates 81% more annual revenue ($13.35B vs $7.38B). UNM leads profitability with a 5.3% profit margin vs 2.9%. GNW appears more attractively valued with a PEG of 0.31. GNW earns a higher WallStSmart Score of 59/100 (C).
GNW
Buy59
out of 100
Grade: C
UNM
Buy55
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Reasonable price relative to book value
Areas to Watch
0.0% earnings growth
ROE of 2.5% — below average capital efficiency
2.9% margin — thin
Distress zone — elevated risk
0.3% revenue growth
ROE of 2.3% — below average capital efficiency
5.3% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : GNW
The strongest argument for GNW centers on PEG Ratio, Price/Book. PEG of 0.31 suggests the stock is reasonably priced for its growth.
Bull Case : UNM
The strongest argument for UNM centers on Price/Book. PEG of 1.03 suggests the stock is reasonably priced for its growth.
Bear Case : GNW
The primary concerns for GNW are EPS Growth, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.
Bear Case : UNM
The primary concerns for UNM are Revenue Growth, Return on Equity, Profit Margin.
Key Dynamics to Monitor
GNW carries more volatility with a beta of 0.88 — expect wider price swings.
GNW is growing revenue faster at 5.3% — sustainability is the question.
UNM generates stronger free cash flow (530M), providing more financial flexibility.
Monitor INSURANCE - LIFE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
GNW scores higher overall (59/100 vs 55/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Genworth Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Genworth Financial, Inc. offers insurance products in the United States and internationally. The company is headquartered in Richmond, Virginia.
Visit Website →Unum Group
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Unum Group is a Chattanooga, Tennessee-based Fortune 500 insurance company formerly known as UnumProvident.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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