Genworth Financial Inc (GNW)vsUnum Group (UNM)
GNW
Genworth Financial Inc
$9.13
-0.11%
FINANCIAL SERVICES · Cap: $3.41B
UNM
Unum Group
$80.88
+0.70%
FINANCIAL SERVICES · Cap: $12.83B
Smart Verdict
WallStSmart Research — data-driven comparison
Unum Group generates 83% more annual revenue ($13.34B vs $7.30B). UNM leads profitability with a 5.9% profit margin vs 3.0%. GNW appears more attractively valued with a PEG of 0.31. UNM earns a higher WallStSmart Score of 70/100 (B-).
GNW
Buy64
out of 100
Grade: C+
UNM
Strong Buy70
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 45.3% YoY
Reasonable price relative to book value
Attractively priced relative to earnings
Earnings expanding 33.0% YoY
Areas to Watch
0.1% revenue growth
ROE of 3.6% — below average capital efficiency
3.0% margin — thin
Operating margin of 2.4%
ROE of 7.1% — below average capital efficiency
5.9% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : GNW
The strongest argument for GNW centers on PEG Ratio, Price/Book, Debt/Equity. PEG of 0.31 suggests the stock is reasonably priced for its growth.
Bull Case : UNM
The strongest argument for UNM centers on Price/Book, P/E Ratio, EPS Growth. PEG of 1.03 suggests the stock is reasonably priced for its growth.
Bear Case : GNW
The primary concerns for GNW are Revenue Growth, Return on Equity, Profit Margin. Thin 3.0% margins leave little buffer for downturns.
Bear Case : UNM
The primary concerns for UNM are Return on Equity, Profit Margin, Piotroski F-Score.
Key Dynamics to Monitor
GNW carries more volatility with a beta of 1.00 — expect wider price swings.
UNM is growing revenue faster at 8.5% — sustainability is the question.
UNM generates stronger free cash flow (301M), providing more financial flexibility.
Monitor INSURANCE - LIFE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
UNM scores higher overall (70/100 vs 64/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Genworth Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Genworth Financial, Inc. offers insurance products in the United States and internationally. The company is headquartered in Richmond, Virginia.
Visit Website →Unum Group
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Unum Group is a Chattanooga, Tennessee-based Fortune 500 insurance company formerly known as UnumProvident.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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